What actually lands in your bank account from a Virginia paycheck in 2026 — every deduction line, per paycheck and per year, computed from the official tables.
At 0% you put away $0 a year; each extra 1% costs about $29 a paycheck before its tax saving.
You keep 77% of gross pay — $2,234 of every $2,885 paycheck.
Inner ring: the five buckets of your gross pay. Outer ring: what each bucket is made of, per paycheck.
The same numbers, in the shape you see at work. It rewrites itself as you change the inputs above.
Each bar starts where the previous one ended. What is left at the bottom is your paycheck.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,885 | $75,000 |
| Federal income tax | -$295 | -$7,670 |
| Social Security | -$179 | -$4,650 |
| Medicare | -$42 | -$1,088 |
| Virginia income tax | -$135 | -$3,498 |
| Take-home pay | $2,234 | $58,094 |
Withholding in real life follows the IRS and Virginia withholding tables paycheck by paycheck, so an individual check can differ by a few dollars from this annualised estimate; the year-end totals are what the tables aim at.
| Frequency | Take-home per check | Gross per check |
|---|---|---|
| Weekly (52×/yr) | $1,117 | $1,442 |
| Biweekly (26×/yr) | $2,234 | $2,885 |
| Semimonthly (24×/yr) | $2,421 | $3,125 |
| Monthly (12×/yr) | $4,841 | $6,250 |
| Salary | Gross per check | Take-home per check | Take-home per year |
|---|---|---|---|
| $50,000 | $1,923 | $1,550 | $40,294 |
| $75,000 | $2,885 | $2,234 | $58,094 |
| $100,000 | $3,846 | $2,856 | $74,244 |
| $125,000 | $4,808 | $3,474 | $90,330 |
The state-specific rules behind the numbers above — the things a generic calculator gets wrong about Virginia.
Virginia's four brackets are 2% up to $3,000 of taxable income, 3% to $5,000, 5% to $17,000 and 5.75% on everything above $17,000. Those thresholds have essentially not moved since 1990 and are not indexed for inflation, so almost every full-time worker in Virginia pays the top 5.75% rate on most of their taxable income. Virginia looks progressive on paper but behaves close to a flat 5.75% tax for typical earners.
Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026; Virginia Department of Taxation withholding tables
For 2026 a single filer claims a Virginia standard deduction of $8,750 ($17,500 married filing jointly), plus a $930 personal exemption for the filer and each dependent, with an extra $800 exemption for a filer who is 65 or older or blind. The $8,750 figure is up from $8,500 under the 2025 Appropriation Act — but that increase is scheduled to sunset after tax year 2026 and revert to the pre-2019 amounts ($3,000 single / $6,000 joint) unless the legislature acts, so do not assume it survives into 2027.
Source: Virginia Department of Taxation, Employer Withholding Tables for wages paid after July 1, 2025; 2025 Appropriation Act (HB 1600)
Social Security benefits that are taxed federally are subtracted again on the Virginia return, so Virginia itself taxes $0 of your Social Security. Other retirement income — pensions, 401(k) and IRA withdrawals — is generally taxable in Virginia, apart from a separate age-based subtraction for older filers, so a retiree's Virginia bill depends heavily on how much of their income is Social Security versus other sources.
Source: Virginia Department of Taxation; Tax Foundation state retirement-income guidance
Virginia offers an earned income tax credit equal to 20% of the federal EITC. From 2025 returns onward the refundable version is a full 20% (it was 15% refundable before), and there is also a nonrefundable 20% version. You may claim only one of: the refundable EITC, the nonrefundable EITC, or the Credit for Low Income Individuals (up to $300 per personal or dependent exemption) — they cannot be combined, so claim whichever benefits you most.
Source: Virginia Department of Taxation, Virginia Earned Income Tax Credit (EITC) & Credit for Low Income Individuals; Virginia Tax, New Virginia Tax Laws for July 1, 2025
Virginia has no city or county income taxes. Some Virginia localities levy local taxes of other kinds (for example meals and lodging taxes), but nothing is added to your paycheck or your state income tax return for a city or county income tax, wherever in Virginia you live or work.
Source: Tax Foundation — State Individual Income Tax Rates and Brackets, 2026
Because Virginia's top bracket starts at just $17,000 of Virginia taxable income, a threshold that has essentially not changed since 1990. Only the first $17,000 is taxed at the lower 2%, 3% and 5% rates; everything above that is taxed at 5.75%, so most full-time workers are effectively in the top bracket.
For tax year 2026 it is $8,750 for a single filer and $17,500 for married filing jointly, plus a $930 personal exemption per filer and dependent. Note that the increase over the old $8,500 amount is temporary: under current law it sunsets after 2026 and would revert to $3,000 single / $6,000 joint unless extended.
On $75,000 of wages as a single filer, the Virginia state tax works out to $3,498, on top of federal tax of $7,670 and FICA of $5,738 — for total tax of $16,906 and take-home pay of $58,094. Virginia's share is driven by the 5.75% rate applying to most income above the $8,750 standard deduction and $930 exemption.
No. Virginia subtracts federally taxable Social Security benefits when computing Virginia tax, so Social Security itself is not taxed by the Commonwealth. Pensions, 401(k) withdrawals and IRA distributions are a different story — those are generally taxable in Virginia.
Virginia's EITC is 20% of your federal earned income tax credit. You can choose a refundable 20% version or a nonrefundable 20% version, but you cannot claim either EITC together with the Credit for Low Income Individuals (up to $300 per exemption) — you must pick the one credit that helps you most.
Virginia's individual income tax return (Form 760 for residents) is due May 1, later than the federal April deadline — a long-standing Virginia quirk. An automatic extension of time to file is available, but it extends filing, not payment, so interest can still accrue on tax not paid by May 1.
Virginia paycheck calculator for 2026: exact take-home pay per paycheck and per year after federal tax, Social Security, Medicare and Virginia tax — on any salary or hourly wage.
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See what actually lands in your bank account from a Virginia paycheck in 2026: federal income tax, Social Security and Medicare, and Virginia state income tax — per paycheck and per year, on a salary or an hourly wage, at any pay frequency. Rates checked 31 October 2026; all figures are for the 2026 tax year.
On a $75,000 salary paid bi-weekly in Virginia (single filer, 2026): gross per paycheck is $2,884.62, federal withholding $295.00, Social Security and Medicare $220.67, Virginia tax $134.55, leaving take-home of $2,234.39 per paycheck — $58,094.10 a year.
The calculator annualises your pay, works out the year’s federal tax (2026 brackets and standard deduction, IRS Rev. Proc. 2025-32), Social Security at 6.2% to the $184,500 wage base, Medicare at 1.45% plus the 0.9% additional tax over the threshold, and Virginia tax on the state’s own 2026 schedule, then divides by your pay frequency. Pre-tax deductions reduce the taxable amounts before the annual figure is split.
Because Virginia's top bracket starts at just $17,000 of Virginia taxable income, a threshold that has essentially not changed since 1990. Only the first $17,000 is taxed at the lower 2%, 3% and 5% rates; everything above that is taxed at 5.75%, so most full-time workers are effectively in the top bracket.
For tax year 2026 it is $8,750 for a single filer and $17,500 for married filing jointly, plus a $930 personal exemption per filer and dependent. Note that the increase over the old $8,500 amount is temporary: under current law it sunsets after 2026 and would revert to $3,000 single / $6,000 joint unless extended.
On $75,000 of wages as a single filer, the Virginia state tax works out to $3,498, on top of federal tax of $7,670 and FICA of $5,738 — for total tax of $16,906 and take-home pay of $58,094. Virginia's share is driven by the 5.75% rate applying to most income above the $8,750 standard deduction and $930 exemption.
No. Virginia subtracts federally taxable Social Security benefits when computing Virginia tax, so Social Security itself is not taxed by the Commonwealth. Pensions, 401(k) withdrawals and IRA distributions are a different story — those are generally taxable in Virginia.
Virginia's EITC is 20% of your federal earned income tax credit. You can choose a refundable 20% version or a nonrefundable 20% version, but you cannot claim either EITC together with the Credit for Low Income Individuals (up to $300 per exemption) — you must pick the one credit that helps you most.
Virginia's individual income tax return (Form 760 for residents) is due May 1, later than the federal April deadline — a long-standing Virginia quirk. An automatic extension of time to file is available, but it extends filing, not payment, so interest can still accrue on tax not paid by May 1.
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