Your full 2026 tax picture as a Virginia employee: federal income tax, Social Security and Medicare, and Virginia state income tax — computed live from the official 2026 tables, with every slice shown.
State: Virginia (locked — use the state links above for another state).
Figure A Where each $100 of gross pay goes
Only the income inside each bracket is taxed at that bracket's rate. Your highest slices are highlighted; the totals are exactly what the calculator above used.
| Slice of taxable income | Amount in slice | Rate | Tax on slice |
|---|---|---|---|
| Federal | |||
| Slice 1 — $0 to $12,400 | $12,400 | 10% | $1,240 |
| Slice 2 — $12,400 to $50,400 | $38,000 | 12% | $4,560 |
| Slice 3 — $50,400 to $58,900 | $8,500 | 22% | $1,870 |
| Federal income tax | $7,670 | ||
| Virginia | |||
| Slice 1 — $0 to $3,000 | $3,000 | 2% | $60 |
| Slice 2 — $3,000 to $5,000 | $2,000 | 3% | $60 |
| Slice 3 — $5,000 to $17,000 | $12,000 | 5% | $600 |
| Slice 4 — $17,000 to $65,320 | $48,320 | 5.75% | $2,778 |
| Virginia income tax | $3,498 | ||
The solid line is what you keep in Virginia; the dashed line is the median of all 51 jurisdictions at the same salary (single filer). Where the lines cross is where Virginia stops being the better deal.
Figure B Take-home pay as salary rises
If every dollar you earned from January 1 went to tax, this is the day you'd stop paying and start keeping.
Figure C The tax year, day by day
You work until Mar 24 — day 83 of 365 — to pay your total 2026 tax bill of $16,906. Everything you earn after that is yours.
On $75,000, a single filer here keeps $58,094. The median state keeps $59,018 — you are $924 behind. See all 51 states ranked by take-home pay.
| Salary | Federal tax | State tax | Social + Medicare | Total tax | Take-home | Effective rate |
|---|---|---|---|---|---|---|
| $40,000 | $2,620 | $1,486 | $3,060 | $7,166 | $32,834 | 17.9% |
| $50,000 | $3,820 | $2,061 | $3,825 | $9,706 | $40,294 | 19.4% |
| $75,000 | $7,670 | $3,498 | $5,738 | $16,906 | $58,094 | 22.5% |
| $100,000 | $13,170 | $4,936 | $7,650 | $25,756 | $74,244 | 25.8% |
| $150,000 | $24,734 | $7,811 | $11,475 | $44,020 | $105,980 | 29.3% |
| $200,000 | $36,734 | $10,686 | $14,339 | $61,759 | $138,241 | 30.9% |
Single filer, no pre-tax deductions. The $75,000 row is the calculator's default above.
The state-specific rules behind the numbers above — the things a generic calculator gets wrong about Virginia.
Virginia's four brackets are 2% up to $3,000 of taxable income, 3% to $5,000, 5% to $17,000 and 5.75% on everything above $17,000. Those thresholds have essentially not moved since 1990 and are not indexed for inflation, so almost every full-time worker in Virginia pays the top 5.75% rate on most of their taxable income. Virginia looks progressive on paper but behaves close to a flat 5.75% tax for typical earners.
Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026; Virginia Department of Taxation withholding tables
For 2026 a single filer claims a Virginia standard deduction of $8,750 ($17,500 married filing jointly), plus a $930 personal exemption for the filer and each dependent, with an extra $800 exemption for a filer who is 65 or older or blind. The $8,750 figure is up from $8,500 under the 2025 Appropriation Act — but that increase is scheduled to sunset after tax year 2026 and revert to the pre-2019 amounts ($3,000 single / $6,000 joint) unless the legislature acts, so do not assume it survives into 2027.
Source: Virginia Department of Taxation, Employer Withholding Tables for wages paid after July 1, 2025; 2025 Appropriation Act (HB 1600)
Social Security benefits that are taxed federally are subtracted again on the Virginia return, so Virginia itself taxes $0 of your Social Security. Other retirement income — pensions, 401(k) and IRA withdrawals — is generally taxable in Virginia, apart from a separate age-based subtraction for older filers, so a retiree's Virginia bill depends heavily on how much of their income is Social Security versus other sources.
Source: Virginia Department of Taxation; Tax Foundation state retirement-income guidance
Virginia offers an earned income tax credit equal to 20% of the federal EITC. From 2025 returns onward the refundable version is a full 20% (it was 15% refundable before), and there is also a nonrefundable 20% version. You may claim only one of: the refundable EITC, the nonrefundable EITC, or the Credit for Low Income Individuals (up to $300 per personal or dependent exemption) — they cannot be combined, so claim whichever benefits you most.
Source: Virginia Department of Taxation, Virginia Earned Income Tax Credit (EITC) & Credit for Low Income Individuals; Virginia Tax, New Virginia Tax Laws for July 1, 2025
Virginia has no city or county income taxes. Some Virginia localities levy local taxes of other kinds (for example meals and lodging taxes), but nothing is added to your paycheck or your state income tax return for a city or county income tax, wherever in Virginia you live or work.
Source: Tax Foundation — State Individual Income Tax Rates and Brackets, 2026
Because Virginia's top bracket starts at just $17,000 of Virginia taxable income, a threshold that has essentially not changed since 1990. Only the first $17,000 is taxed at the lower 2%, 3% and 5% rates; everything above that is taxed at 5.75%, so most full-time workers are effectively in the top bracket.
For tax year 2026 it is $8,750 for a single filer and $17,500 for married filing jointly, plus a $930 personal exemption per filer and dependent. Note that the increase over the old $8,500 amount is temporary: under current law it sunsets after 2026 and would revert to $3,000 single / $6,000 joint unless extended.
On $75,000 of wages as a single filer, the Virginia state tax works out to $3,498, on top of federal tax of $7,670 and FICA of $5,738 — for total tax of $16,906 and take-home pay of $58,094. Virginia's share is driven by the 5.75% rate applying to most income above the $8,750 standard deduction and $930 exemption.
No. Virginia subtracts federally taxable Social Security benefits when computing Virginia tax, so Social Security itself is not taxed by the Commonwealth. Pensions, 401(k) withdrawals and IRA distributions are a different story — those are generally taxable in Virginia.
Virginia's EITC is 20% of your federal earned income tax credit. You can choose a refundable 20% version or a nonrefundable 20% version, but you cannot claim either EITC together with the Credit for Low Income Individuals (up to $300 per exemption) — you must pick the one credit that helps you most.
Virginia's individual income tax return (Form 760 for residents) is due May 1, later than the federal April deadline — a long-standing Virginia quirk. An automatic extension of time to file is available, but it extends filing, not payment, so interest can still accrue on tax not paid by May 1.
Calculate Virginia income tax for 2026: federal tax, Social Security, Medicare and Virginia state tax on any salary — take-home pay, effective and marginal rates, bracket breakdown and Tax Freedom Day.
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Work out your 2026 take-home pay in Virginia: federal income tax on the official 2026 brackets, Social Security and Medicare, and Virginia state income tax on its own published schedule — with net pay, monthly net, your average and marginal rates, a bracket-by-bracket build and your Tax Freedom Day. Rates checked 31 October 2026; all figures are for the 2026 tax year.
Single filer on $75,000 in Virginia, 2026. Federal income tax is $7,670.00. Virginia income tax is $3,498.40, on taxable income after the $8,750 standard deduction. Social Security and Medicare together are $5,737.50. Total tax is $16,905.90, so take-home pay is $58,094.10 a year — $4,841 a month — at an average rate of 22.5% and a marginal rate of 35.4%.
Federal tax uses the 2026 brackets and standard deduction from IRS Rev. Proc. 2025-32 ($16,100 single, $32,200 joint), Social Security is 6.2% up to the $184,500 wage base and Medicare 1.45% with the 0.9% Additional Medicare Tax over $200,000 (single). Virginia taxes income in 4 bands from 2% to 5.75%. The standard deduction is $8,750.00 for a single filer. Each layer is computed slice by slice on taxable income — gross minus the standard deduction and any pre-tax amounts you enter — and state credits in the dataset are subtracted from the tax itself. Sources for every state figure are printed on the calculator page.
Because Virginia's top bracket starts at just $17,000 of Virginia taxable income, a threshold that has essentially not changed since 1990. Only the first $17,000 is taxed at the lower 2%, 3% and 5% rates; everything above that is taxed at 5.75%, so most full-time workers are effectively in the top bracket.
For tax year 2026 it is $8,750 for a single filer and $17,500 for married filing jointly, plus a $930 personal exemption per filer and dependent. Note that the increase over the old $8,500 amount is temporary: under current law it sunsets after 2026 and would revert to $3,000 single / $6,000 joint unless extended.
On $75,000 of wages as a single filer, the Virginia state tax works out to $3,498, on top of federal tax of $7,670 and FICA of $5,738 — for total tax of $16,906 and take-home pay of $58,094. Virginia's share is driven by the 5.75% rate applying to most income above the $8,750 standard deduction and $930 exemption.
No. Virginia subtracts federally taxable Social Security benefits when computing Virginia tax, so Social Security itself is not taxed by the Commonwealth. Pensions, 401(k) withdrawals and IRA distributions are a different story — those are generally taxable in Virginia.
Virginia's EITC is 20% of your federal earned income tax credit. You can choose a refundable 20% version or a nonrefundable 20% version, but you cannot claim either EITC together with the Credit for Low Income Individuals (up to $300 per exemption) — you must pick the one credit that helps you most.
Virginia's individual income tax return (Form 760 for residents) is due May 1, later than the federal April deadline — a long-standing Virginia quirk. An automatic extension of time to file is available, but it extends filing, not payment, so interest can still accrue on tax not paid by May 1.
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