What actually lands in your bank account from a Maine paycheck in 2026 — every deduction line, per paycheck and per year, computed from the official tables.
At 0% you put away $0 a year; each extra 1% costs about $29 a paycheck before its tax saving.
You keep 77% of gross pay — $2,220 of every $2,885 paycheck.
The same numbers, in the shape you see at work. It rewrites itself as you change the inputs above.
Each bar starts where the previous one ended. What is left at the bottom is your paycheck.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,885 | $75,000 |
| Federal income tax | -$295 | -$7,670 |
| Social Security | -$179 | -$4,650 |
| Medicare | -$42 | -$1,088 |
| Maine income tax | -$149 | -$3,881 |
| Take-home pay | $2,220 | $57,712 |
Withholding in real life follows the IRS and Maine withholding tables paycheck by paycheck, so an individual check can differ by a few dollars from this annualised estimate; the year-end totals are what the tables aim at.
| Frequency | Take-home per check | Gross per check |
|---|---|---|
| Weekly (52×/yr) | $1,110 | $1,442 |
| Biweekly (26×/yr) | $2,220 | $2,885 |
| Semimonthly (24×/yr) | $2,405 | $3,125 |
| Monthly (12×/yr) | $4,809 | $6,250 |
| Salary | Gross per check | Take-home per check | Take-home per year |
|---|---|---|---|
| $50,000 | $1,923 | $1,545 | $40,162 |
| $75,000 | $2,885 | $2,220 | $57,712 |
| $100,000 | $3,846 | $2,828 | $73,526 |
| $125,000 | $4,808 | $3,433 | $89,262 |
The state-specific rules behind the numbers above — the things a generic calculator gets wrong about Maine.
Maine does not tax Social Security — but Social Security still affects your Maine bill. The pension income deduction, worth up to $49,824 per person for 2026 (indexed from $48,216 in 2025), shelters pension, IRA and 401(k) income, yet it is reduced dollar-for-dollar by the Social Security and railroad retirement benefits you received. Receive $30,000 of Social Security and only $19,824 of pension deduction remains. The deduction also phases out for higher incomes (from federal AGI above $125,000 for single filers). Military retirement pay is treated better: fully exempt, no cap, no Social Security offset.
Source: 36 M.R.S. § 5122; Maine Revenue Services pension deduction guidance (TY2026 cap $49,824)
Tax Foundation's 2026 table prints Maine's single-filer standard deduction as $8,350, but explicitly on a pre-OBBBA reading of Maine's Internal Revenue Code conformity, with a warning that the state may legislate a different conformity response to the 2025 federal tax changes. Until Maine Revenue Services publishes settled 2026 guidance, that $8,350 figure should be read as provisional, not final. The personal exemption is clearer: $5,300 for 2026.
Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026 (Maine conformity note)
Maine reaches its 7.15% top rate quickly for a graduated system: for a single filer the brackets for 2026 are 5.80% up to $27,399 of taxable income, 6.75% up to $64,849, and 7.15% above that. Joint thresholds are roughly double, and the thresholds are indexed annually.
Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026; Maine Revenue Services rate schedules
Three brackets for a single filer in 2026: 5.80% up to $27,399 of taxable income, 6.75% from $27,399 to $64,849, and 7.15% above $64,849. On a $75,000 salary for a single filer, this page's calculator puts Maine state tax at $3,881, with net pay of $57,712 after federal tax of $7,670 and FICA of $5,738 (total tax $17,288).
No. Maine fully exempts Social Security benefits. But receiving Social Security shrinks your pension income deduction dollar-for-dollar, so it can still increase the Maine tax on your other retirement income indirectly.
Up to $49,824 per person for 2026 ($48,216 for 2025), covering pensions and IRA/401(k) distributions — but the cap is reduced dollar-for-dollar by your own Social Security and railroad retirement benefits, and the deduction phases out at higher federal AGI (starting above $125,000 for single filers). Military retirement pay is fully exempt with no cap and no Social Security offset.
$5,300 per person for 2026. The personal exemption phases out at higher incomes, and Maine also gives a dependent credit rather than a full dependent exemption.
Treat it with caution for 2026. Tax Foundation prints a standard deduction of $8,350 for Maine on a reading taken before the state's conformity response to the 2025 federal tax law (OBBBA), and warns the figure may change if Maine legislates. Check Maine Revenue Services' 2026 guidance before relying on a single number.
No. Maine cities and towns do not levy local income taxes — property tax is the local layer in Maine, so your income tax is the state tax only.
Maine paycheck calculator for 2026: exact take-home pay per paycheck and per year after federal tax, Social Security, Medicare and Maine tax — on any salary or hourly wage.
100% free · No sign-up · No daily limits · No watermarks · Processed in your browser — files never leave your device
See what actually lands in your bank account from a Maine paycheck in 2026: federal income tax, Social Security and Medicare, and Maine state income tax — per paycheck and per year, on a salary or an hourly wage, at any pay frequency. Rates checked 31 October 2026; all figures are for the 2026 tax year.
On a $75,000 salary paid bi-weekly in Maine (single filer, 2026): gross per paycheck is $2,884.62, federal withholding $295.00, Social Security and Medicare $220.67, Maine tax $149.26, leaving take-home of $2,219.68 per paycheck — $57,711.67 a year.
The calculator annualises your pay, works out the year’s federal tax (2026 brackets and standard deduction, IRS Rev. Proc. 2025-32), Social Security at 6.2% to the $184,500 wage base, Medicare at 1.45% plus the 0.9% additional tax over the threshold, and Maine tax on the state’s own 2026 schedule, then divides by your pay frequency. Pre-tax deductions reduce the taxable amounts before the annual figure is split.
Three brackets for a single filer in 2026: 5.80% up to $27,399 of taxable income, 6.75% from $27,399 to $64,849, and 7.15% above $64,849. On a $75,000 salary for a single filer, this page's calculator puts Maine state tax at $3,881, with net pay of $57,712 after federal tax of $7,670 and FICA of $5,738 (total tax $17,288).
No. Maine fully exempts Social Security benefits. But receiving Social Security shrinks your pension income deduction dollar-for-dollar, so it can still increase the Maine tax on your other retirement income indirectly.
Up to $49,824 per person for 2026 ($48,216 for 2025), covering pensions and IRA/401(k) distributions — but the cap is reduced dollar-for-dollar by your own Social Security and railroad retirement benefits, and the deduction phases out at higher federal AGI (starting above $125,000 for single filers). Military retirement pay is fully exempt with no cap and no Social Security offset.
$5,300 per person for 2026. The personal exemption phases out at higher incomes, and Maine also gives a dependent credit rather than a full dependent exemption.
Treat it with caution for 2026. Tax Foundation prints a standard deduction of $8,350 for Maine on a reading taken before the state's conformity response to the 2025 federal tax law (OBBBA), and warns the figure may change if Maine legislates. Check Maine Revenue Services' 2026 guidance before relying on a single number.
No. Maine cities and towns do not levy local income taxes — property tax is the local layer in Maine, so your income tax is the state tax only.
What is missing, broken, or could be better on this tool? Tell us — we read every suggestion.
✅ Thanks — your suggestion has been received. Suggestions like yours shape what we build next.