Your full 2026 tax picture as a Maine employee: federal income tax, Social Security and Medicare, and Maine state income tax — computed live from the official 2026 tables, with every slice shown.
State: Maine (locked — use the state links above for another state).
Figure A Where each $100 of gross pay goes
Only the income inside each bracket is taxed at that bracket's rate. Your highest slices are highlighted; the totals are exactly what the calculator above used.
| Slice of taxable income | Amount in slice | Rate | Tax on slice |
|---|---|---|---|
| Federal | |||
| Slice 1 — $0 to $12,400 | $12,400 | 10% | $1,240 |
| Slice 2 — $12,400 to $50,400 | $38,000 | 12% | $4,560 |
| Slice 3 — $50,400 to $58,900 | $8,500 | 22% | $1,870 |
| Federal income tax | $7,670 | ||
| Maine | |||
| Slice 1 — $0 to $27,399 | $27,399 | 5.8% | $1,589 |
| Slice 2 — $27,399 to $61,350 | $33,951 | 6.75% | $2,292 |
| Maine income tax | $3,881 | ||
The solid line is what you keep in Maine; the dashed line is the median of all 51 jurisdictions at the same salary (single filer). Where the lines cross is where Maine stops being the better deal.
Figure B Take-home pay as salary rises
If every dollar you earned from January 1 went to tax, this is the day you'd stop paying and start keeping.
Figure C The tax year, day by day
You work until Mar 26 — day 85 of 365 — to pay your total 2026 tax bill of $17,288. Everything you earn after that is yours.
On $75,000, a single filer here keeps $57,712. The median state keeps $59,018 — you are $1,306 behind. See all 51 states ranked by take-home pay.
| Salary | Federal tax | State tax | Social + Medicare | Total tax | Take-home | Effective rate |
|---|---|---|---|---|---|---|
| $40,000 | $2,620 | $1,528 | $3,060 | $7,208 | $32,792 | 18.0% |
| $50,000 | $3,820 | $2,193 | $3,825 | $9,838 | $40,162 | 19.7% |
| $75,000 | $7,670 | $3,881 | $5,738 | $17,288 | $57,712 | 23.1% |
| $100,000 | $13,170 | $5,654 | $7,650 | $26,474 | $73,526 | 26.5% |
| $150,000 | $24,734 | $9,229 | $11,475 | $45,438 | $104,562 | 30.3% |
| $200,000 | $36,734 | $12,804 | $14,339 | $63,877 | $136,123 | 31.9% |
Single filer, no pre-tax deductions. The $75,000 row is the calculator's default above.
The state-specific rules behind the numbers above — the things a generic calculator gets wrong about Maine.
Maine does not tax Social Security — but Social Security still affects your Maine bill. The pension income deduction, worth up to $49,824 per person for 2026 (indexed from $48,216 in 2025), shelters pension, IRA and 401(k) income, yet it is reduced dollar-for-dollar by the Social Security and railroad retirement benefits you received. Receive $30,000 of Social Security and only $19,824 of pension deduction remains. The deduction also phases out for higher incomes (from federal AGI above $125,000 for single filers). Military retirement pay is treated better: fully exempt, no cap, no Social Security offset.
Source: 36 M.R.S. § 5122; Maine Revenue Services pension deduction guidance (TY2026 cap $49,824)
Tax Foundation's 2026 table prints Maine's single-filer standard deduction as $8,350, but explicitly on a pre-OBBBA reading of Maine's Internal Revenue Code conformity, with a warning that the state may legislate a different conformity response to the 2025 federal tax changes. Until Maine Revenue Services publishes settled 2026 guidance, that $8,350 figure should be read as provisional, not final. The personal exemption is clearer: $5,300 for 2026.
Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026 (Maine conformity note)
Maine reaches its 7.15% top rate quickly for a graduated system: for a single filer the brackets for 2026 are 5.80% up to $27,399 of taxable income, 6.75% up to $64,849, and 7.15% above that. Joint thresholds are roughly double, and the thresholds are indexed annually.
Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026; Maine Revenue Services rate schedules
Three brackets for a single filer in 2026: 5.80% up to $27,399 of taxable income, 6.75% from $27,399 to $64,849, and 7.15% above $64,849. On a $75,000 salary for a single filer, this page's calculator puts Maine state tax at $3,881, with net pay of $57,712 after federal tax of $7,670 and FICA of $5,738 (total tax $17,288).
No. Maine fully exempts Social Security benefits. But receiving Social Security shrinks your pension income deduction dollar-for-dollar, so it can still increase the Maine tax on your other retirement income indirectly.
Up to $49,824 per person for 2026 ($48,216 for 2025), covering pensions and IRA/401(k) distributions — but the cap is reduced dollar-for-dollar by your own Social Security and railroad retirement benefits, and the deduction phases out at higher federal AGI (starting above $125,000 for single filers). Military retirement pay is fully exempt with no cap and no Social Security offset.
$5,300 per person for 2026. The personal exemption phases out at higher incomes, and Maine also gives a dependent credit rather than a full dependent exemption.
Treat it with caution for 2026. Tax Foundation prints a standard deduction of $8,350 for Maine on a reading taken before the state's conformity response to the 2025 federal tax law (OBBBA), and warns the figure may change if Maine legislates. Check Maine Revenue Services' 2026 guidance before relying on a single number.
No. Maine cities and towns do not levy local income taxes — property tax is the local layer in Maine, so your income tax is the state tax only.
Calculate Maine income tax for 2026: federal tax, Social Security, Medicare and Maine state tax on any salary — take-home pay, effective and marginal rates, bracket breakdown and Tax Freedom Day.
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Work out your 2026 take-home pay in Maine: federal income tax on the official 2026 brackets, Social Security and Medicare, and Maine state income tax on its own published schedule — with net pay, monthly net, your average and marginal rates, a bracket-by-bracket build and your Tax Freedom Day. Rates checked 31 October 2026; all figures are for the 2026 tax year.
Single filer on $75,000 in Maine, 2026. Federal income tax is $7,670.00. Maine income tax is $3,880.83, on taxable income after the $8,350 standard deduction. Social Security and Medicare together are $5,737.50. Total tax is $17,288.33, so take-home pay is $57,711.67 a year — $4,809 a month — at an average rate of 23.1% and a marginal rate of 36.4%.
Federal tax uses the 2026 brackets and standard deduction from IRS Rev. Proc. 2025-32 ($16,100 single, $32,200 joint), Social Security is 6.2% up to the $184,500 wage base and Medicare 1.45% with the 0.9% Additional Medicare Tax over $200,000 (single). Maine taxes income in 3 bands from 5.8% to 7.15%. The standard deduction is $8,350.00 for a single filer. Each layer is computed slice by slice on taxable income — gross minus the standard deduction and any pre-tax amounts you enter — and state credits in the dataset are subtracted from the tax itself. Sources for every state figure are printed on the calculator page.
Three brackets for a single filer in 2026: 5.80% up to $27,399 of taxable income, 6.75% from $27,399 to $64,849, and 7.15% above $64,849. On a $75,000 salary for a single filer, this page's calculator puts Maine state tax at $3,881, with net pay of $57,712 after federal tax of $7,670 and FICA of $5,738 (total tax $17,288).
No. Maine fully exempts Social Security benefits. But receiving Social Security shrinks your pension income deduction dollar-for-dollar, so it can still increase the Maine tax on your other retirement income indirectly.
Up to $49,824 per person for 2026 ($48,216 for 2025), covering pensions and IRA/401(k) distributions — but the cap is reduced dollar-for-dollar by your own Social Security and railroad retirement benefits, and the deduction phases out at higher federal AGI (starting above $125,000 for single filers). Military retirement pay is fully exempt with no cap and no Social Security offset.
$5,300 per person for 2026. The personal exemption phases out at higher incomes, and Maine also gives a dependent credit rather than a full dependent exemption.
Treat it with caution for 2026. Tax Foundation prints a standard deduction of $8,350 for Maine on a reading taken before the state's conformity response to the 2025 federal tax law (OBBBA), and warns the figure may change if Maine legislates. Check Maine Revenue Services' 2026 guidance before relying on a single number.
No. Maine cities and towns do not levy local income taxes — property tax is the local layer in Maine, so your income tax is the state tax only.
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