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Idaho Paycheck Calculator

FIN·US

What actually lands in your bank account from a Idaho paycheck in 2026 — every deduction line, per paycheck and per year, computed from the official tables.

★★★★★ Take-Home Stars — keeps 78.3% of $50k–$100k salaries, ranked against all 51 jurisdictions
On a $75,000 salary paid bi-weekly in Idaho, a single filer takes home $2,259 per paycheck — $58,726 a year after federal tax, Social Security, Medicare, Idaho tax.

Your pay Every figure on this page updates live.

At 0% you put away $0 a year; each extra 1% costs about $29 a paycheck before its tax saving.

More options — other deductions
Take-home per paycheck · bi-weekly · Idaho
$2,259
from $2,885 gross
Tax per paycheck
$626
You keep
78%
Take-home / year
$58,726
Idaho tax / year
$2,867

Where each paycheck goes

You keep 78% of gross pay — $2,259 of every $2,885 paycheck.

Take-home pay$2,25978.3%
Federal tax$29510.2%
Idaho tax & payroll extras$1103.8%
Social Security + Medicare$2217.6%

Inner ring: the five buckets of your gross pay. Outer ring: what each bucket is made of, per paycheck.

Your pay stub

The same numbers, in the shape you see at work. It rewrites itself as you change the inputs above.

YOUR EMPLOYER INC.EARNINGS STATEMENT
EmployeePay date: Friday
Gross pay (this period)$2,885
Federal income tax-$295
Social Security-$179
Medicare-$42
Idaho income tax-$110
NET PAY$2,259

How the gross becomes the net — the waterfall

Each bar starts where the previous one ended. What is left at the bottom is your paycheck.

Gross pay$2,885
401(k) / pre-tax retirement$0
Other pre-tax (HSA, premiums)$0
Federal income tax-$295
Social Security-$179
Medicare-$42
Idaho income tax-$110
Post-tax deductions$0
Take-home pay$2,259

Full breakdown — per paycheck and per year

LinePer paycheckPer year
Gross pay$2,885$75,000
Federal income tax-$295-$7,670
Social Security-$179-$4,650
Medicare-$42-$1,088
Idaho income tax-$110-$2,867
Take-home pay$2,259$58,726

Withholding in real life follows the IRS and Idaho withholding tables paycheck by paycheck, so an individual check can differ by a few dollars from this annualised estimate; the year-end totals are what the tables aim at.

Same job, different pay schedules

FrequencyTake-home per checkGross per check
Weekly (52×/yr)$1,129$1,442
Biweekly (26×/yr)$2,259$2,885
Semimonthly (24×/yr)$2,447$3,125
Monthly (12×/yr)$4,894$6,250

Take-home at common salaries (bi-weekly, single)

SalaryGross per checkTake-home per checkTake-home per year
$50,000$1,923$1,570$40,813
$75,000$2,885$2,259$58,726
$100,000$3,846$2,884$74,988
$125,000$4,808$3,507$91,187

Idaho rules that change the answer

The state-specific rules behind the numbers above — the things a generic calculator gets wrong about Idaho.

A flat 5.30% rate with a built-in zero bracket

Idaho is not quite a pure flat tax. A single filer pays 0% on the first $4,811 of taxable income and 5.30% on everything above it, so low earners owe nothing at the state level even before credits. The standard deduction mirrors the federal amount — $16,100 for a single filer in 2026 — because Idaho starts from federal taxable income.

Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026; Idaho State Tax Commission rate schedule; Idaho Code § 63-3024

The grocery (food) tax credit — $155 per person, refundable

Idaho is one of the few states that charges its full 6% sales tax on groceries, and it offsets that with a refundable food tax credit claimed on the income tax return. The credit rose from $120 per person in 2023–2024 to $155 per person for 2025 and later years, for you, a spouse and each dependent — $620 for a family of four, no receipts needed. Households that keep receipts can instead claim the actual grocery sales tax paid, up to $250 per person. Because it is refundable, you can claim it even if you owe no Idaho income tax.

Source: Idaho Code § 63-3024A; Idaho State Tax Commission, Food Tax Credit / Form 24 (2025)

Social Security is fully exempt; other retirement income is not

Idaho does not tax Social Security or Railroad Retirement benefits — any amount included in federal AGI is subtracted on the Idaho return. Pensions, 401(k) and IRA withdrawals are otherwise taxed at the 5.30% rate, subject to Idaho's deduction for qualifying retirement benefits under Idaho Code § 63-3022A, and military retirement pay is now fully exempt following the 2025 legislation.

Source: Idaho Code § 63-3022A; Idaho State Tax Commission

The 2025 rate cut: 5.695% down to 5.30%

House Bill 40, signed in March 2025 and retroactive to 1 January 2025, cut Idaho's individual rate from 5.695% in 2024 to 5.30%, continuing a fall from 6.5% before 2023 and 5.8% in 2023. The corporate rate was aligned to 5.30% at the same time.

Source: Idaho House Bill 40 (2025); Idaho State Tax Commission, What's New for 2025

Frequently asked questions

What is Idaho's income tax rate in 2026?

5.30% on taxable income above $4,811 for a single filer — the first $4,811 is taxed at 0%. On a $75,000 salary for a single filer, the calculator on this page puts Idaho state tax at $2,867, leaving net pay of $58,726 after federal tax of $7,670 and FICA of $5,738, for total tax of $16,274.

How much is the Idaho grocery tax credit in 2026?

The food tax credit is $155 per person for 2025 and later years — up from $120 in 2023 and 2024 — claimed for yourself, a spouse and each dependent. It is refundable, and if you keep grocery receipts you may claim actual sales tax paid instead, up to $250 per person.

Does Idaho tax Social Security benefits?

No. Idaho fully exempts Social Security and Railroad Retirement benefits, even if part of them is taxable on your federal return. Other retirement income such as pensions and IRA withdrawals is generally taxed at 5.30%, subject to the state's retirement-benefits deduction.

What is the standard deduction in Idaho for 2026?

Idaho mirrors the federal standard deduction, so $16,100 for a single filer in 2026. On top of that, the first $4,811 of taxable income sits in a 0% bracket.

Why does Idaho tax groceries if it gives a grocery credit?

Idaho charges its 6% state sales tax on food bought for home consumption, unlike most states. The refundable food tax credit is the offset: it returns $155 per person through the income tax return each year rather than exempting food at the register.

Did Idaho cut its income tax rate recently?

Yes. House Bill 40 cut the rate from 5.695% in 2024 to 5.30% from 1 January 2025, retroactively. No further rate cut took effect for 2026.

Sources & verification. Tax Foundation — State Individual Income Tax Rates and Brackets, 2026 Idaho State Tax Commission — Individual Income Tax Rate Schedule; Food Tax Credit (Form 24) Idaho Code § 63-3024 and § 63-3024A; Idaho House Bill 40 (2025)
2026 figures verified 31 October 2026 against the sources above. This calculator is an estimator for planning, not tax advice; it does not model itemised deductions, most credits, or local taxes except where stated.
Spotted a figure that looks wrong? Report it — accuracy is the whole point of these pages.

Idaho paycheck calculator for 2026: exact take-home pay per paycheck and per year after federal tax, Social Security, Medicare and Idaho tax — on any salary or hourly wage.

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UNDERSTAND YOUR RESULTS

Idaho Paycheck Calculator — 2026 Take-Home Pay Per Paycheck guide

See what actually lands in your bank account from a Idaho paycheck in 2026: federal income tax, Social Security and Medicare, and Idaho state income tax — per paycheck and per year, on a salary or an hourly wage, at any pay frequency. Rates checked 31 October 2026; all figures are for the 2026 tax year.

How to use this tool

  1. Enter a salary, or switch to Hourly and enter your rate and hours — the annual figure is derived for you.
  2. Pick your pay frequency: weekly, bi-weekly, semi-monthly or monthly. Bi-weekly is the default and the most common US schedule.
  3. Pick your filing status — single or married filing jointly.
  4. Set any 401(k) percentage and other pre-tax or post-tax deductions per paycheck — the stub, waterfall and breakdown all rewrite themselves.
  5. Read the pay stub for the shape you see at work, then the waterfall to see exactly where the gross went.

A worked example

On a $75,000 salary paid bi-weekly in Idaho (single filer, 2026): gross per paycheck is $2,884.62, federal withholding $295.00, Social Security and Medicare $220.67, Idaho tax $110.26, leaving take-home of $2,258.68 per paycheck — $58,725.78 a year.

What you can do with this tool

How it works

The calculator annualises your pay, works out the year’s federal tax (2026 brackets and standard deduction, IRS Rev. Proc. 2025-32), Social Security at 6.2% to the $184,500 wage base, Medicare at 1.45% plus the 0.9% additional tax over the threshold, and Idaho tax on the state’s own 2026 schedule, then divides by your pay frequency. Pre-tax deductions reduce the taxable amounts before the annual figure is split.

Frequently asked questions

What is Idaho's income tax rate in 2026?

5.30% on taxable income above $4,811 for a single filer — the first $4,811 is taxed at 0%. On a $75,000 salary for a single filer, the calculator on this page puts Idaho state tax at $2,867, leaving net pay of $58,726 after federal tax of $7,670 and FICA of $5,738, for total tax of $16,274.

How much is the Idaho grocery tax credit in 2026?

The food tax credit is $155 per person for 2025 and later years — up from $120 in 2023 and 2024 — claimed for yourself, a spouse and each dependent. It is refundable, and if you keep grocery receipts you may claim actual sales tax paid instead, up to $250 per person.

Does Idaho tax Social Security benefits?

No. Idaho fully exempts Social Security and Railroad Retirement benefits, even if part of them is taxable on your federal return. Other retirement income such as pensions and IRA withdrawals is generally taxed at 5.30%, subject to the state's retirement-benefits deduction.

What is the standard deduction in Idaho for 2026?

Idaho mirrors the federal standard deduction, so $16,100 for a single filer in 2026. On top of that, the first $4,811 of taxable income sits in a 0% bracket.

Why does Idaho tax groceries if it gives a grocery credit?

Idaho charges its 6% state sales tax on food bought for home consumption, unlike most states. The refundable food tax credit is the offset: it returns $155 per person through the income tax return each year rather than exempting food at the register.

Did Idaho cut its income tax rate recently?

Yes. House Bill 40 cut the rate from 5.695% in 2024 to 5.30% from 1 January 2025, retroactively. No further rate cut took effect for 2026.