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Idaho Income Tax Calculator

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Your full 2026 tax picture as a Idaho employee: federal income tax, Social Security and Medicare, and Idaho state income tax — computed live from the official 2026 tables, with every slice shown.

★★★★★ Take-Home Stars — keeps 78.3% of $50k–$100k salaries, ranked against all 51 jurisdictions
On a $75,000 salary in Idaho, a single filer takes home $58,726 in 2026 — $2,867 goes to Idaho, $7,670 to federal income tax and $5,738 to Social Security and Medicare.

Your income Results update as you type — no Calculate button.

More options — pre-tax deductions

State: Idaho (locked — use the state links above for another state).

Take-home pay · 2026 · Idaho
$58,726
$4,894 a month
Federal tax
$7,670
Idaho tax
$2,867
Effective rate
21.7%
Marginal rate
35.0%

Where your gross pay goes

Figure A Where each $100 of gross pay goes

Take-home: $58,726 (78.3%)Federal tax: $7,670 (10.2%)Idaho tax: $2,867 (3.8%)Social Security + Medicare: $5,738 (7.6%)

Bracket by bracket — how the tax is built

Only the income inside each bracket is taxed at that bracket's rate. Your highest slices are highlighted; the totals are exactly what the calculator above used.

Slice of taxable incomeAmount in sliceRateTax on slice
Federal
Slice 1 — $0 to $12,400$12,40010%$1,240
Slice 2 — $12,400 to $50,400$38,00012%$4,560
Slice 3 — $50,400 to $58,900$8,50022%$1,870
Federal income tax$7,670
Idaho
Slice 1 — $0 to $4,811$4,8110%$0
Slice 2 — $4,811 to $58,900$54,0895.3%$2,867
Idaho income tax$2,867

Take-home pay as salary rises — Idaho vs the benchmark

The solid line is what you keep in Idaho; the dashed line is the median of all 51 jurisdictions at the same salary (single filer). Where the lines cross is where Idaho stops being the better deal.

Figure B Take-home pay as salary rises

Tax Freedom Day in Idaho

If every dollar you earned from January 1 went to tax, this is the day you'd stop paying and start keeping.

Figure C The tax year, day by day

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

You work until Mar 21 — day 80 of 365 — to pay your total 2026 tax bill of $16,274. Everything you earn after that is yours.

Idaho take-home pay at common salaries

On $75,000, a single filer here keeps $58,726. The median state keeps $59,018 — you are $292 behind. See all 51 states ranked by take-home pay.

SalaryFederal taxState taxSocial + MedicareTotal taxTake-homeEffective rate
$40,000$2,620$1,012$3,060$6,692$33,30816.7%
$50,000$3,820$1,542$3,825$9,187$40,81318.4%
$75,000$7,670$2,867$5,738$16,274$58,72621.7%
$100,000$13,170$4,192$7,650$25,012$74,98825.0%
$150,000$24,734$6,842$11,475$43,051$106,94928.7%
$200,000$36,734$9,492$14,339$60,565$139,43530.3%

Single filer, no pre-tax deductions. The $75,000 row is the calculator's default above.

Idaho rules that change the answer

The state-specific rules behind the numbers above — the things a generic calculator gets wrong about Idaho.

A flat 5.30% rate with a built-in zero bracket

Idaho is not quite a pure flat tax. A single filer pays 0% on the first $4,811 of taxable income and 5.30% on everything above it, so low earners owe nothing at the state level even before credits. The standard deduction mirrors the federal amount — $16,100 for a single filer in 2026 — because Idaho starts from federal taxable income.

Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026; Idaho State Tax Commission rate schedule; Idaho Code § 63-3024

The grocery (food) tax credit — $155 per person, refundable

Idaho is one of the few states that charges its full 6% sales tax on groceries, and it offsets that with a refundable food tax credit claimed on the income tax return. The credit rose from $120 per person in 2023–2024 to $155 per person for 2025 and later years, for you, a spouse and each dependent — $620 for a family of four, no receipts needed. Households that keep receipts can instead claim the actual grocery sales tax paid, up to $250 per person. Because it is refundable, you can claim it even if you owe no Idaho income tax.

Source: Idaho Code § 63-3024A; Idaho State Tax Commission, Food Tax Credit / Form 24 (2025)

Social Security is fully exempt; other retirement income is not

Idaho does not tax Social Security or Railroad Retirement benefits — any amount included in federal AGI is subtracted on the Idaho return. Pensions, 401(k) and IRA withdrawals are otherwise taxed at the 5.30% rate, subject to Idaho's deduction for qualifying retirement benefits under Idaho Code § 63-3022A, and military retirement pay is now fully exempt following the 2025 legislation.

Source: Idaho Code § 63-3022A; Idaho State Tax Commission

The 2025 rate cut: 5.695% down to 5.30%

House Bill 40, signed in March 2025 and retroactive to 1 January 2025, cut Idaho's individual rate from 5.695% in 2024 to 5.30%, continuing a fall from 6.5% before 2023 and 5.8% in 2023. The corporate rate was aligned to 5.30% at the same time.

Source: Idaho House Bill 40 (2025); Idaho State Tax Commission, What's New for 2025

Frequently asked questions

What is Idaho's income tax rate in 2026?

5.30% on taxable income above $4,811 for a single filer — the first $4,811 is taxed at 0%. On a $75,000 salary for a single filer, the calculator on this page puts Idaho state tax at $2,867, leaving net pay of $58,726 after federal tax of $7,670 and FICA of $5,738, for total tax of $16,274.

How much is the Idaho grocery tax credit in 2026?

The food tax credit is $155 per person for 2025 and later years — up from $120 in 2023 and 2024 — claimed for yourself, a spouse and each dependent. It is refundable, and if you keep grocery receipts you may claim actual sales tax paid instead, up to $250 per person.

Does Idaho tax Social Security benefits?

No. Idaho fully exempts Social Security and Railroad Retirement benefits, even if part of them is taxable on your federal return. Other retirement income such as pensions and IRA withdrawals is generally taxed at 5.30%, subject to the state's retirement-benefits deduction.

What is the standard deduction in Idaho for 2026?

Idaho mirrors the federal standard deduction, so $16,100 for a single filer in 2026. On top of that, the first $4,811 of taxable income sits in a 0% bracket.

Why does Idaho tax groceries if it gives a grocery credit?

Idaho charges its 6% state sales tax on food bought for home consumption, unlike most states. The refundable food tax credit is the offset: it returns $155 per person through the income tax return each year rather than exempting food at the register.

Did Idaho cut its income tax rate recently?

Yes. House Bill 40 cut the rate from 5.695% in 2024 to 5.30% from 1 January 2025, retroactively. No further rate cut took effect for 2026.

Sources & verification. Tax Foundation — State Individual Income Tax Rates and Brackets, 2026 Idaho State Tax Commission — Individual Income Tax Rate Schedule; Food Tax Credit (Form 24) Idaho Code § 63-3024 and § 63-3024A; Idaho House Bill 40 (2025)
2026 figures verified 31 October 2026 against the sources above. This calculator is an estimator for planning, not tax advice; it does not model itemised deductions, most credits, or local taxes except where stated.
Spotted a figure that looks wrong? Report it — accuracy is the whole point of these pages.

Calculate Idaho income tax for 2026: federal tax, Social Security, Medicare and Idaho state tax on any salary — take-home pay, effective and marginal rates, bracket breakdown and Tax Freedom Day.

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UNDERSTAND YOUR RESULTS

Idaho Income Tax Calculator — 2026 Take-Home Pay and Brackets guide

Work out your 2026 take-home pay in Idaho: federal income tax on the official 2026 brackets, Social Security and Medicare, and Idaho state income tax on its own published schedule — with net pay, monthly net, your average and marginal rates, a bracket-by-bracket build and your Tax Freedom Day. Rates checked 31 October 2026; all figures are for the 2026 tax year.

How to use this tool

  1. Enter your gross annual salary — the calculator defaults to $75,000 and updates as you type, no Calculate button.
  2. Pick your filing status — single or married filing jointly. Your bracket literals, standard deduction and credits change with it.
  3. Read the Idaho line: state tax is worked out on Idaho taxable income after its $16,100 standard deduction.
  4. Add any 401(k) or other pre-tax deductions under More options — they reduce federal and state taxable pay and FICA where the rules say so.
  5. Check the bracket-by-bracket table: only the slice of income inside each bracket is taxed at that bracket’s rate.
  6. Compare your average rate with your marginal rate before judging a raise, and check your Tax Freedom Day for the year in one date.

A worked example

Single filer on $75,000 in Idaho, 2026. Federal income tax is $7,670.00. Idaho income tax is $2,866.72, on taxable income after the $16,100 standard deduction. Social Security and Medicare together are $5,737.50. Total tax is $16,274.22, so take-home pay is $58,725.78 a year — $4,894 a month — at an average rate of 21.7% and a marginal rate of 35.0%.

What you can do with this tool

How it works

Federal tax uses the 2026 brackets and standard deduction from IRS Rev. Proc. 2025-32 ($16,100 single, $32,200 joint), Social Security is 6.2% up to the $184,500 wage base and Medicare 1.45% with the 0.9% Additional Medicare Tax over $200,000 (single). Idaho taxes income in 2 bands from 0% to 5.3%. The standard deduction is $16,100.00 for a single filer (the federal amount — this state conforms to it). Each layer is computed slice by slice on taxable income — gross minus the standard deduction and any pre-tax amounts you enter — and state credits in the dataset are subtracted from the tax itself. Sources for every state figure are printed on the calculator page.

Frequently asked questions

What is Idaho's income tax rate in 2026?

5.30% on taxable income above $4,811 for a single filer — the first $4,811 is taxed at 0%. On a $75,000 salary for a single filer, the calculator on this page puts Idaho state tax at $2,867, leaving net pay of $58,726 after federal tax of $7,670 and FICA of $5,738, for total tax of $16,274.

How much is the Idaho grocery tax credit in 2026?

The food tax credit is $155 per person for 2025 and later years — up from $120 in 2023 and 2024 — claimed for yourself, a spouse and each dependent. It is refundable, and if you keep grocery receipts you may claim actual sales tax paid instead, up to $250 per person.

Does Idaho tax Social Security benefits?

No. Idaho fully exempts Social Security and Railroad Retirement benefits, even if part of them is taxable on your federal return. Other retirement income such as pensions and IRA withdrawals is generally taxed at 5.30%, subject to the state's retirement-benefits deduction.

What is the standard deduction in Idaho for 2026?

Idaho mirrors the federal standard deduction, so $16,100 for a single filer in 2026. On top of that, the first $4,811 of taxable income sits in a 0% bracket.

Why does Idaho tax groceries if it gives a grocery credit?

Idaho charges its 6% state sales tax on food bought for home consumption, unlike most states. The refundable food tax credit is the offset: it returns $155 per person through the income tax return each year rather than exempting food at the register.

Did Idaho cut its income tax rate recently?

Yes. House Bill 40 cut the rate from 5.695% in 2024 to 5.30% from 1 January 2025, retroactively. No further rate cut took effect for 2026.