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Tag: mortgage rates
A 30-year fixed at 7.24% costs $2,725.99 a month on a $400,000 loan, while a 5/6 ARM at 6.29% starts at $2,473.28 — $252.71 less for five years, then adjusts every six months within 2/1/5 caps.
Asad · Nov 11, 2026 Read article →Renting a $400,000 home for $2,000 a month costs $24,000 of unrecoverable money in year one; owning costs $37,466. The 5% rule says buy — the full maths at 7.24% says rent.
Asad · Nov 9, 2026 Read article →One mortgage point costs $4,000 on a $400,000 loan and saves $66.12 a month. Worth it only if you keep the loan past break-even — about 48 months, counted properly.
Asad · Nov 8, 2026 Read article →This conversation is closed — thanks for chatting with us.
