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How Much House Can I Afford? The 28/36 Rule, Worked Out
On a $100,000 salary the 28/36 rule allows a $2,333 monthly housing payment. At 7.24% over 30 years, that supports a loan of about $276,000 — a $345,000 home with 20% down. The $417,500 median home needs about $117,000 a year.
Asad · Nov 10, 2026 Read article →