Every Utah income tax bracket for 2026, exactly as published — with the standard deduction, the exemption credit, and a tool that finds your bracket and shows the tax slice by slice.
| Rate | Taxable income over | Up to | Cumulative tax at top of band |
|---|---|---|---|
| 4.45% | $0 | and above | — |
Brackets apply to taxable income — and Utah has no standard deduction, so that is your gross income. Both tables are printed in full on this page; the tabs only choose which you look at first.
Enter your Utah taxable income (after the standard deduction). Your bracket lights up in the table above, and your tax is broken into its slices.
Figure A The bracket staircase
The staircase: each step is one bracket. The tax climbs only inside the step you are standing on — moving into a higher bracket never taxes your earlier income at the higher rate.
| Taxable income (single) | Utah tax | Effective rate | Top (marginal) rate |
|---|---|---|---|
| $50,000 | $2,225 | 4.5% | 4.45% |
| $75,000 | $3,338 | 4.5% | 4.45% |
| $100,000 | $4,450 | 4.5% | 4.45% |
| $150,000 | $6,675 | 4.5% | 4.45% |
2026 RATE CUT VERIFIED: Utah legislation enacted in the 2026 general session (S.B. 60 / H.B. 235 text, Utah Legislature) cuts the individual income tax rate from 4.50% to 4.45%, effective 6 May 2026 with retrospective operation for tax years beginning on or after 1 January 2026. The headline rate on this page is the enacted 4.45%; Tax Foundation's 2026 table was published at 4.50% before the cut. Social Security benefits credit thresholds sit at the levels raised in 2025 ($54,000 single / $90,000 joint phase-out starts), which carry into 2026. Source: Utah Code § 59-10-1042 as summarised by the Utah State Tax Commission.
The state-specific rules behind the numbers above — the things a generic calculator gets wrong about Utah.
Utah taxes all taxable income at one flat rate — 4.45% for tax year 2026, cut from 4.50% by the 2026 legislature (S.B. 60) with retrospective effect from 1 January 2026. There are no brackets and no filing-status rate differences.
Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026
Utah has no conventional standard deduction or personal exemption. In their place is the nonrefundable taxpayer credit: 6% of the federal standard deduction (or of Utah itemized deductions if you itemize), plus 6% of a dependent amount of $2,111 per qualifying dependent built into the credit base. For a single filer taking the federal standard deduction the deduction part alone is worth $966. The credit is then reduced by $0.013 for each dollar of state taxable income above an indexed threshold, so higher earners see it shrink or disappear.
Source: Utah Code § 59-10-1018; Tax Foundation 2026 ($966 single credit; $2,111 dependent amount)
Utah is one of the few states that still taxes Social Security: federally taxable benefits are included in Utah income. But the state grants a nonrefundable Social Security benefits credit equal to the tax rate multiplied by those benefits, which cancels the state tax on them for most retirees. The credit phases out by 2.5 cents per dollar of modified AGI above $54,000 for single filers or $90,000 for joint filers (thresholds raised in 2025). You cannot claim it in the same year as the general retirement credit or the military retirement credit.
Source: Utah Code § 59-10-1042; Utah State Tax Commission, Social Security Benefits Credit
Utah doesn't have a conventional one. Instead you get the nonrefundable taxpayer credit: 6% of your federal standard (or itemized) deduction — $966 for a single filer at the federal standard deduction — plus 6% of the dependent amount in the credit base. The credit phases out as income rises.
On $75,000 of wages as a single filer, the Utah state tax estimate at the 4.45% rate is $2,372, leaving take-home pay of $59,221 after federal tax of $7,670, FICA of $5,738 and total tax of $15,779. Utah enacted a cut to 4.45% for 2026 — see the changes note.
Technically yes, practically often no. Utah includes federally taxable Social Security in income but gives a nonrefundable Social Security benefits credit equal to the tax rate times those benefits, which wipes out the state tax on them until modified AGI passes $54,000 single / $90,000 joint, where the credit phases out at 2.5 cents per dollar.
No — it is nonrefundable. It can reduce your Utah tax to zero but cannot generate a refund, and it is reduced by $0.013 for every dollar of state taxable income above the filing-status phase-out threshold.
Yes. The rate is a flat 4.45% for every filer and every income level in tax year 2026. Utah's 2026 legislature cut it from 4.50% (the figure in Tax Foundation's 2026 table, published earlier) retroactive to 1 January 2026.
No. Utah has no city or county income taxes. Local revenue comes from sales and property taxes instead.
Utah income tax brackets for 2026 in full: every rate and threshold for single and joint filers, no standard deduction, worked examples and a find-your-bracket tool.
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Every Utah income tax bracket for 2026, printed in full exactly as published: single and married-filing-jointly tables, the standard deduction, worked examples on taxable income, and a find-your-bracket tool that lights up your band and builds your tax slice by slice. Rates checked 31 October 2026; all figures are for the 2026 tax year.
On $100,000 of taxable income in Utah (single filer, 2026), the slice-by-slice tax is $4,450.00 — the top slice is taxed at 4.45%, but the effective rate on the whole $100,000 is far lower because the early slices are taxed at the bottom rates. A $100,000 salary is not $100,000 of taxable income: the schedule comes off first, which is what the companion income calculator works through.
Utah taxes taxable income at a flat 4.45%. Utah has no standard deduction — tax applies from the first dollar of income. The tables are the state’s official 2026 schedules (sources printed on the page); cumulative tax at the top of each band is computed slice by slice from those rates. The federal comparison figures use IRS Rev. Proc. 2025-32.
Utah doesn't have a conventional one. Instead you get the nonrefundable taxpayer credit: 6% of your federal standard (or itemized) deduction — $966 for a single filer at the federal standard deduction — plus 6% of the dependent amount in the credit base. The credit phases out as income rises.
On $75,000 of wages as a single filer, the Utah state tax estimate at the 4.45% rate is $2,372, leaving take-home pay of $59,221 after federal tax of $7,670, FICA of $5,738 and total tax of $15,779. Utah enacted a cut to 4.45% for 2026 — see the changes note.
Technically yes, practically often no. Utah includes federally taxable Social Security in income but gives a nonrefundable Social Security benefits credit equal to the tax rate times those benefits, which wipes out the state tax on them until modified AGI passes $54,000 single / $90,000 joint, where the credit phases out at 2.5 cents per dollar.
No — it is nonrefundable. It can reduce your Utah tax to zero but cannot generate a refund, and it is reduced by $0.013 for every dollar of state taxable income above the filing-status phase-out threshold.
Yes. The rate is a flat 4.45% for every filer and every income level in tax year 2026. Utah's 2026 legislature cut it from 4.50% (the figure in Tax Foundation's 2026 table, published earlier) retroactive to 1 January 2026.
No. Utah has no city or county income taxes. Local revenue comes from sales and property taxes instead.
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