Ireland 2026, exactly as Budget 2026 left it: Revenue confirmed no change to rates, bands or credits — so this runs the 20% band to €44,000 (single), the doubled €2,000 + €2,000 credits, the one changed USC ceiling (€28,700) and DSP's blended 2026 PRSI rate.
€3,304 a month
| Income tax (after credits) | €7,200 |
| USC | €1,033 |
| PRSI (4.2375% blended 2026) | €2,119 |
| Take-home | €39,648 |
20% to €44,000 single (€53,000 married one-income; two-income couples add the lower earner's income up to +€35,000, combined cap €88,000), 40% above. Credits: Personal €2,000 (€4,000 married) plus the Employee (PAYE) Credit of 20% of earnings capped at €2,000 per earner. Budget 2026 changed none of these.
Source: Revenue — tax relief charts & Budget 2026 summary.
Nothing under €13,000 of total income; then 0.5% to €12,012, 2% to €28,700 (the one Budget 2026 change), 3% to €70,044, 8% above — charged on the full income once over the exemption. The reduced 2% cap for over-70s/medical-card holders on ≤€60,000 is not modelled.
Source: Revenue — USC standard rates & thresholds 2026.
Class A employee PRSI is 4.2% to 30 September 2026 and 4.35% from 1 October, so evenly-paid income blends to 4.2375% — the figure DSP itself uses for 2026 estimates. The weekly €352 charge threshold is annualised (€18,304); the small PRSI credit for €352–€424/week is not modelled.
Source: DSP — PRSI 2026 Contribution Rates & User Guide (SW14).
Barely: bands and credits were frozen; only the USC 2% ceiling rose (€27,382 → €28,700) and PRSI rises 0.15 points in October under a pre-announced roadmap.
PRSI is charged weekly: the rate step lands on 1 October and the €352/week threshold and credit apply per week, so real payslips differ by a few euro from this annual estimate.
Ireland take-home pay for 2026 on Revenue's unchanged bands and credits: on €50,000, income tax is €7,200 after the €4,000 credits, USC €1,033 and PRSI €2,119 — take-home €39,648.
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Ireland take-home pay for 2026 on Revenue and DSP parameters: frozen bands and credits, the single changed USC ceiling, and the October PRSI step blended the way DSP blends it.
On €50,000 single: income tax €7,200, USC €1,033, PRSI €2,119 — take-home €39,648.
Budget 2026 froze income-tax bands and credits; the USC 2% ceiling rose to €28,700.
No — rates, bands and credits are unchanged for 2026; only the USC 2% ceiling moved.
The employee rate steps up on 1 October 2026; for evenly-paid income the year blends to 4.2375%, the figure DSP publishes for 2026 estimates.
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