What actually lands in your bank account from a Arizona paycheck in 2026 — every deduction line, per paycheck and per year, computed from the official tables.
At 0% you put away $0 a year; each extra 1% costs about $29 a paycheck before its tax saving.
You keep 80% of gross pay — $2,305 of every $2,885 paycheck.
Inner ring: the five buckets of your gross pay. Outer ring: what each bucket is made of, per paycheck.
The same numbers, in the shape you see at work. It rewrites itself as you change the inputs above.
Each bar starts where the previous one ended. What is left at the bottom is your paycheck.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,885 | $75,000 |
| Federal income tax | -$295 | -$7,670 |
| Social Security | -$179 | -$4,650 |
| Medicare | -$42 | -$1,088 |
| Arizona income tax | -$64 | -$1,666 |
| Take-home pay | $2,305 | $59,926 |
Withholding in real life follows the IRS and Arizona withholding tables paycheck by paycheck, so an individual check can differ by a few dollars from this annualised estimate; the year-end totals are what the tables aim at.
| Frequency | Take-home per check | Gross per check |
|---|---|---|
| Weekly (52×/yr) | $1,152 | $1,442 |
| Biweekly (26×/yr) | $2,305 | $2,885 |
| Semimonthly (24×/yr) | $2,497 | $3,125 |
| Monthly (12×/yr) | $4,994 | $6,250 |
| Salary | Gross per check | Take-home per check | Take-home per year |
|---|---|---|---|
| $50,000 | $1,923 | $1,589 | $41,314 |
| $75,000 | $2,885 | $2,305 | $59,926 |
| $100,000 | $3,846 | $2,957 | $76,889 |
| $125,000 | $4,808 | $3,607 | $93,787 |
The state-specific rules behind the numbers above — the things a generic calculator gets wrong about Arizona.
Arizona taxes all individual income at one flat rate of 2.50%, with no brackets to climb. The calculation starts from federal adjusted gross income, applies Arizona's own additions and subtractions, then the standard deduction, and the 2.50% rate applies to what remains. Because the rate is flat, your marginal and average state rates converge quickly once deductions are used up — there is no benefit to keeping income just under a bracket threshold, because there are no thresholds.
Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026
Arizona does not tax Social Security benefits: any federally taxed Social Security is subtracted in full on the Arizona return under A.R.S. § 43-1022, with no income cap or phase-out, and Tier 1 Railroad Retirement gets the same treatment. Military retirement pay is also fully exempt. Retirees from federal or Arizona public employment can subtract up to $2,500 of pension income. Instead of a dependent exemption, Arizona gives a dependent tax credit of $100 for each dependent under age 17 and $25 for each dependent age 17 or older.
Source: Arizona Revised Statutes § 43-1022; Arizona Department of Revenue, Form 140 instructions; Tax Foundation 2026
Tax Foundation's 2026 table prints an Arizona standard deduction of $8,350 for single filers, but that figure rests on a pre-OBBBA reading of Arizona's Internal Revenue Code conformity — Arizona has historically set its standard deduction by reference to the federal amounts, and the 2025 federal One Big Beautiful Bill Act changed the federal deduction structure. Tax Foundation itself warns the state may legislate on conformity, and competing conformity bills moved through the Arizona Legislature in 2026. Treat the $8,350 figure as provisional until the Arizona Department of Revenue publishes its final 2026 Form 140 amounts.
Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026 (Arizona footnote); Arizona Legislature conformity bills, 2026 session
A single flat rate of 2.50% on Arizona taxable income, for every filer and every income level. It is the lowest flat individual income tax rate of any state that has one.
No. Arizona fully exempts Social Security: whatever portion is taxed on your federal return is subtracted back out on your Arizona return under A.R.S. § 43-1022, with no cap and no phase-out. Military retirement pay is fully exempt too.
Tax Foundation's 2026 table lists $8,350 for single filers, but flags that the figure is based on Arizona's conformity to the Internal Revenue Code as it stood before the federal One Big Beautiful Bill Act, and that Arizona may legislate a different amount. Check the Arizona Department of Revenue's 2026 Form 140 instructions for the final figure before filing.
On $75,000 of wages as a single filer, this page estimates Arizona state tax of $1,666, alongside federal income tax of $7,670 and FICA of $5,738 — total tax $15,074, leaving take-home pay of $59,926. The flat 2.50% rate keeps the state share small compared with most states.
Yes — a dependent tax credit rather than an exemption: $100 for each dependent under age 17 and $25 for each dependent age 17 or older, subtracted directly from the tax you owe.
Mostly yes, at the flat 2.50% rate. Private pensions, 401(k) distributions and traditional IRA withdrawals are taxable, with two exceptions: military retirement pay is fully exempt, and up to $2,500 of federal or Arizona public-employee pension income can be subtracted.
Arizona paycheck calculator for 2026: exact take-home pay per paycheck and per year after federal tax, Social Security, Medicare and Arizona tax — on any salary or hourly wage.
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See what actually lands in your bank account from a Arizona paycheck in 2026: federal income tax, Social Security and Medicare, and Arizona state income tax — per paycheck and per year, on a salary or an hourly wage, at any pay frequency. Rates checked 31 October 2026; all figures are for the 2026 tax year.
On a $75,000 salary paid bi-weekly in Arizona (single filer, 2026): gross per paycheck is $2,884.62, federal withholding $295.00, Social Security and Medicare $220.67, Arizona tax $64.09, leaving take-home of $2,304.86 per paycheck — $59,926.25 a year.
The calculator annualises your pay, works out the year’s federal tax (2026 brackets and standard deduction, IRS Rev. Proc. 2025-32), Social Security at 6.2% to the $184,500 wage base, Medicare at 1.45% plus the 0.9% additional tax over the threshold, and Arizona tax on the state’s own 2026 schedule, then divides by your pay frequency. Pre-tax deductions reduce the taxable amounts before the annual figure is split.
A single flat rate of 2.50% on Arizona taxable income, for every filer and every income level. It is the lowest flat individual income tax rate of any state that has one.
No. Arizona fully exempts Social Security: whatever portion is taxed on your federal return is subtracted back out on your Arizona return under A.R.S. § 43-1022, with no cap and no phase-out. Military retirement pay is fully exempt too.
Tax Foundation's 2026 table lists $8,350 for single filers, but flags that the figure is based on Arizona's conformity to the Internal Revenue Code as it stood before the federal One Big Beautiful Bill Act, and that Arizona may legislate a different amount. Check the Arizona Department of Revenue's 2026 Form 140 instructions for the final figure before filing.
On $75,000 of wages as a single filer, this page estimates Arizona state tax of $1,666, alongside federal income tax of $7,670 and FICA of $5,738 — total tax $15,074, leaving take-home pay of $59,926. The flat 2.50% rate keeps the state share small compared with most states.
Yes — a dependent tax credit rather than an exemption: $100 for each dependent under age 17 and $25 for each dependent age 17 or older, subtracted directly from the tax you owe.
Mostly yes, at the flat 2.50% rate. Private pensions, 401(k) distributions and traditional IRA withdrawals are taxable, with two exceptions: military retirement pay is fully exempt, and up to $2,500 of federal or Arizona public-employee pension income can be subtracted.
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