What actually lands in your bank account from a Missouri paycheck in 2026 — every deduction line, per paycheck and per year, computed from the official tables.
At 0% you put away $0 a year; each extra 1% costs about $29 a paycheck before its tax saving.
You keep 79% of gross pay — $2,269 of every $2,885 paycheck.
Inner ring: the five buckets of your gross pay. Outer ring: what each bucket is made of, per paycheck.
The same numbers, in the shape you see at work. It rewrites itself as you change the inputs above.
Each bar starts where the previous one ended. What is left at the bottom is your paycheck.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,885 | $75,000 |
| Federal income tax | -$295 | -$7,670 |
| Social Security | -$179 | -$4,650 |
| Medicare | -$42 | -$1,088 |
| Missouri income tax | -$100 | -$2,588 |
| Take-home pay | $2,269 | $59,005 |
Withholding in real life follows the IRS and Missouri withholding tables paycheck by paycheck, so an individual check can differ by a few dollars from this annualised estimate; the year-end totals are what the tables aim at.
| Frequency | Take-home per check | Gross per check |
|---|---|---|
| Weekly (52×/yr) | $1,135 | $1,442 |
| Biweekly (26×/yr) | $2,269 | $2,885 |
| Semimonthly (24×/yr) | $2,459 | $3,125 |
| Monthly (12×/yr) | $4,917 | $6,250 |
| Salary | Gross per check | Take-home per check | Take-home per year |
|---|---|---|---|
| $50,000 | $1,923 | $1,575 | $40,942 |
| $75,000 | $2,885 | $2,269 | $59,005 |
| $100,000 | $3,846 | $2,901 | $75,417 |
| $125,000 | $4,808 | $3,529 | $91,766 |
The state-specific rules behind the numbers above — the things a generic calculator gets wrong about Missouri.
Missouri's brackets are unusually compressed. The first $1,348 of taxable income (single) is taxed at 0%, and the rates climb in narrow steps to a top rate of 4.70% that already applies over just $9,436 of taxable income. In effect, almost anyone working full time pays the top rate on most of their taxable income — the graduated scale matters mainly for very low incomes.
Source: Tax Foundation 2026 state income tax data (Missouri graduated brackets, 0% first bracket, 4.70% top rate over $9,436)
Missouri is one of very few states that still give individuals a deduction for federal income tax paid. The catch is the cap: no more than $5,000 for an individual filer and $10,000 for combined filers, with the deductible percentage phased down as Missouri gross income rises. For higher earners who paid far more than $5,000 in federal tax, most of that federal bill gives no Missouri benefit.
Source: Missouri Department of Revenue, Form MO-1040 and instructions (federal income tax deduction capped at $5,000 individual / $10,000 combined)
Missouri's standard deduction is not a Missouri number at all: it mirrors the federal standard deduction for the filing status — $16,100 for a single filer on the 2026 figures used here. Separately, Social Security benefits have been fully exempt from Missouri tax since tax year 2024, when the previous AGI limits on the exemption ($85,000 single / $100,000 joint for a full exemption) were removed.
Source: Tax Foundation 2026 (Missouri standard deduction mirrors federal, $16,100 single); Missouri Department of Revenue / § 143.124 RSMo (Social Security exemption, income limits removed from 2024)
Only two Missouri cities levy a local income tax, and both charge the same rate: St. Louis and Kansas City each impose a 1% earnings tax on wages and salaries earned in the city (residents on all earnings, nonresidents on city earnings) and on business net profits in the city. It is separate from the Missouri state return and, for a $75,000 worker in either city, adds roughly $750 a year. No other Missouri city or county has an income tax.
Source: Tax Foundation, 2026 State Individual Income Tax Rates and Brackets (Missouri brackets, 0% on first $1,348, 4.70% top over $9,436, standard deduction mirrors federal $16,100 single)
Missouri looks graduated but tops out very early. The first $1,348 of taxable income is taxed at 0%, rates then step up in narrow bands, and the top rate of 4.70% already applies to taxable income over $9,436. Most full-time workers therefore pay 4.70% on the bulk of their Missouri taxable income, making it close to a flat tax in practice.
On $75,000 as a single filer, this calculator estimates Missouri state tax of $2,588 and take-home of $59,005, after federal tax of $7,670 and FICA of $5,738. If you live or work in St. Louis or Kansas City, take off a further 1% earnings tax on your wages for that city.
Yes, up to a hard cap. Missouri is one of a handful of states that let individuals deduct federal income tax paid, but the deduction cannot exceed $5,000 for an individual filer or $10,000 for combined (joint) filers, and the deductible percentage phases down as Missouri income rises. It is claimed on Form MO-1040.
No. For tax years from 2024 the income limits on the Social Security exemption were removed, so Social Security benefits are fully exempt from Missouri income tax regardless of your other income. Before 2024 the full exemption depended on staying under AGI thresholds.
Two cities do, at the same rate: St. Louis and Kansas City each levy a 1% earnings tax. It applies to residents on their earnings and to nonresidents on wages earned working inside the city, and to business net profits earned there. It does not apply to investment income. Outside those two cities there is no local income tax in Missouri.
Missouri does not set its own amount — its standard deduction mirrors the federal standard deduction for your filing status, which is $16,100 for a single filer on the 2026 figures used here. If you itemize federally you can itemize for Missouri instead.
Missouri paycheck calculator for 2026: exact take-home pay per paycheck and per year after federal tax, Social Security, Medicare and Missouri tax — on any salary or hourly wage.
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See what actually lands in your bank account from a Missouri paycheck in 2026: federal income tax, Social Security and Medicare, and Missouri state income tax — per paycheck and per year, on a salary or an hourly wage, at any pay frequency. Rates checked 31 October 2026; all figures are for the 2026 tax year.
On a $75,000 salary paid bi-weekly in Missouri (single filer, 2026): gross per paycheck is $2,884.62, federal withholding $295.00, Social Security and Medicare $220.67, Missouri tax $99.53, leaving take-home of $2,269.42 per paycheck — $59,004.83 a year.
The calculator annualises your pay, works out the year’s federal tax (2026 brackets and standard deduction, IRS Rev. Proc. 2025-32), Social Security at 6.2% to the $184,500 wage base, Medicare at 1.45% plus the 0.9% additional tax over the threshold, and Missouri tax on the state’s own 2026 schedule, then divides by your pay frequency. Pre-tax deductions reduce the taxable amounts before the annual figure is split.
Missouri looks graduated but tops out very early. The first $1,348 of taxable income is taxed at 0%, rates then step up in narrow bands, and the top rate of 4.70% already applies to taxable income over $9,436. Most full-time workers therefore pay 4.70% on the bulk of their Missouri taxable income, making it close to a flat tax in practice.
On $75,000 as a single filer, this calculator estimates Missouri state tax of $2,588 and take-home of $59,005, after federal tax of $7,670 and FICA of $5,738. If you live or work in St. Louis or Kansas City, take off a further 1% earnings tax on your wages for that city.
Yes, up to a hard cap. Missouri is one of a handful of states that let individuals deduct federal income tax paid, but the deduction cannot exceed $5,000 for an individual filer or $10,000 for combined (joint) filers, and the deductible percentage phases down as Missouri income rises. It is claimed on Form MO-1040.
No. For tax years from 2024 the income limits on the Social Security exemption were removed, so Social Security benefits are fully exempt from Missouri income tax regardless of your other income. Before 2024 the full exemption depended on staying under AGI thresholds.
Two cities do, at the same rate: St. Louis and Kansas City each levy a 1% earnings tax. It applies to residents on their earnings and to nonresidents on wages earned working inside the city, and to business net profits earned there. It does not apply to investment income. Outside those two cities there is no local income tax in Missouri.
Missouri does not set its own amount — its standard deduction mirrors the federal standard deduction for your filing status, which is $16,100 for a single filer on the 2026 figures used here. If you itemize federally you can itemize for Missouri instead.
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