Your full 2026 tax picture as a Missouri employee: federal income tax, Social Security and Medicare, and Missouri state income tax — computed live from the official 2026 tables, with every slice shown.
State: Missouri (locked — use the state links above for another state).
Figure A Where each $100 of gross pay goes
Only the income inside each bracket is taxed at that bracket's rate. Your highest slices are highlighted; the totals are exactly what the calculator above used.
| Slice of taxable income | Amount in slice | Rate | Tax on slice |
|---|---|---|---|
| Federal | |||
| Slice 1 — $0 to $12,400 | $12,400 | 10% | $1,240 |
| Slice 2 — $12,400 to $50,400 | $38,000 | 12% | $4,560 |
| Slice 3 — $50,400 to $58,900 | $8,500 | 22% | $1,870 |
| Federal income tax | $7,670 | ||
| Missouri | |||
| Slice 1 — $0 to $1,348 | $1,348 | 0% | $0 |
| Slice 2 — $1,348 to $2,696 | $1,348 | 2% | $27 |
| Slice 3 — $2,696 to $4,044 | $1,348 | 2.5% | $34 |
| Slice 4 — $4,044 to $5,392 | $1,348 | 3% | $40 |
| Slice 5 — $5,392 to $6,740 | $1,348 | 3.5% | $47 |
| Slice 6 — $6,740 to $8,088 | $1,348 | 4% | $54 |
| Slice 7 — $8,088 to $9,436 | $1,348 | 4.5% | $61 |
| Slice 8 — $9,436 to $58,900 | $49,464 | 4.7% | $2,325 |
| Missouri income tax | $2,588 | ||
The solid line is what you keep in Missouri; the dashed line is the median of all 51 jurisdictions at the same salary (single filer). Where the lines cross is where Missouri stops being the better deal.
Figure B Take-home pay as salary rises
If every dollar you earned from January 1 went to tax, this is the day you'd stop paying and start keeping.
Figure C The tax year, day by day
You work until Mar 19 — day 78 of 365 — to pay your total 2026 tax bill of $15,995. Everything you earn after that is yours.
On $75,000, a single filer here keeps $59,005. The median state keeps $59,018 — you are $13 behind. See all 51 states ranked by take-home pay.
| Salary | Federal tax | State tax | Social + Medicare | Total tax | Take-home | Effective rate |
|---|---|---|---|---|---|---|
| $40,000 | $2,620 | $943 | $3,060 | $6,623 | $33,377 | 16.6% |
| $50,000 | $3,820 | $1,413 | $3,825 | $9,058 | $40,942 | 18.1% |
| $75,000 | $7,670 | $2,588 | $5,738 | $15,995 | $59,005 | 21.3% |
| $100,000 | $13,170 | $3,763 | $7,650 | $24,583 | $75,417 | 24.6% |
| $150,000 | $24,734 | $6,113 | $11,475 | $42,322 | $107,678 | 28.2% |
| $200,000 | $36,734 | $8,463 | $14,339 | $59,536 | $140,464 | 29.8% |
Single filer, no pre-tax deductions. The $75,000 row is the calculator's default above.
The state-specific rules behind the numbers above — the things a generic calculator gets wrong about Missouri.
Missouri's brackets are unusually compressed. The first $1,348 of taxable income (single) is taxed at 0%, and the rates climb in narrow steps to a top rate of 4.70% that already applies over just $9,436 of taxable income. In effect, almost anyone working full time pays the top rate on most of their taxable income — the graduated scale matters mainly for very low incomes.
Source: Tax Foundation 2026 state income tax data (Missouri graduated brackets, 0% first bracket, 4.70% top rate over $9,436)
Missouri is one of very few states that still give individuals a deduction for federal income tax paid. The catch is the cap: no more than $5,000 for an individual filer and $10,000 for combined filers, with the deductible percentage phased down as Missouri gross income rises. For higher earners who paid far more than $5,000 in federal tax, most of that federal bill gives no Missouri benefit.
Source: Missouri Department of Revenue, Form MO-1040 and instructions (federal income tax deduction capped at $5,000 individual / $10,000 combined)
Missouri's standard deduction is not a Missouri number at all: it mirrors the federal standard deduction for the filing status — $16,100 for a single filer on the 2026 figures used here. Separately, Social Security benefits have been fully exempt from Missouri tax since tax year 2024, when the previous AGI limits on the exemption ($85,000 single / $100,000 joint for a full exemption) were removed.
Source: Tax Foundation 2026 (Missouri standard deduction mirrors federal, $16,100 single); Missouri Department of Revenue / § 143.124 RSMo (Social Security exemption, income limits removed from 2024)
Only two Missouri cities levy a local income tax, and both charge the same rate: St. Louis and Kansas City each impose a 1% earnings tax on wages and salaries earned in the city (residents on all earnings, nonresidents on city earnings) and on business net profits in the city. It is separate from the Missouri state return and, for a $75,000 worker in either city, adds roughly $750 a year. No other Missouri city or county has an income tax.
Source: Tax Foundation, 2026 State Individual Income Tax Rates and Brackets (Missouri brackets, 0% on first $1,348, 4.70% top over $9,436, standard deduction mirrors federal $16,100 single)
Missouri looks graduated but tops out very early. The first $1,348 of taxable income is taxed at 0%, rates then step up in narrow bands, and the top rate of 4.70% already applies to taxable income over $9,436. Most full-time workers therefore pay 4.70% on the bulk of their Missouri taxable income, making it close to a flat tax in practice.
On $75,000 as a single filer, this calculator estimates Missouri state tax of $2,588 and take-home of $59,005, after federal tax of $7,670 and FICA of $5,738. If you live or work in St. Louis or Kansas City, take off a further 1% earnings tax on your wages for that city.
Yes, up to a hard cap. Missouri is one of a handful of states that let individuals deduct federal income tax paid, but the deduction cannot exceed $5,000 for an individual filer or $10,000 for combined (joint) filers, and the deductible percentage phases down as Missouri income rises. It is claimed on Form MO-1040.
No. For tax years from 2024 the income limits on the Social Security exemption were removed, so Social Security benefits are fully exempt from Missouri income tax regardless of your other income. Before 2024 the full exemption depended on staying under AGI thresholds.
Two cities do, at the same rate: St. Louis and Kansas City each levy a 1% earnings tax. It applies to residents on their earnings and to nonresidents on wages earned working inside the city, and to business net profits earned there. It does not apply to investment income. Outside those two cities there is no local income tax in Missouri.
Missouri does not set its own amount — its standard deduction mirrors the federal standard deduction for your filing status, which is $16,100 for a single filer on the 2026 figures used here. If you itemize federally you can itemize for Missouri instead.
Calculate Missouri income tax for 2026: federal tax, Social Security, Medicare and Missouri state tax on any salary — take-home pay, effective and marginal rates, bracket breakdown and Tax Freedom Day.
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Work out your 2026 take-home pay in Missouri: federal income tax on the official 2026 brackets, Social Security and Medicare, and Missouri state income tax on its own published schedule — with net pay, monthly net, your average and marginal rates, a bracket-by-bracket build and your Tax Freedom Day. Rates checked 31 October 2026; all figures are for the 2026 tax year.
Single filer on $75,000 in Missouri, 2026. Federal income tax is $7,670.00. Missouri income tax is $2,587.67, on taxable income after the $16,100 standard deduction. Social Security and Medicare together are $5,737.50. Total tax is $15,995.17, so take-home pay is $59,004.83 a year — $4,917 a month — at an average rate of 21.3% and a marginal rate of 34.4%.
Federal tax uses the 2026 brackets and standard deduction from IRS Rev. Proc. 2025-32 ($16,100 single, $32,200 joint), Social Security is 6.2% up to the $184,500 wage base and Medicare 1.45% with the 0.9% Additional Medicare Tax over $200,000 (single). Missouri taxes income in 8 bands from 0% to 4.7%. The standard deduction is $16,100.00 for a single filer (the federal amount — this state conforms to it). Each layer is computed slice by slice on taxable income — gross minus the standard deduction and any pre-tax amounts you enter — and state credits in the dataset are subtracted from the tax itself. Sources for every state figure are printed on the calculator page.
Missouri looks graduated but tops out very early. The first $1,348 of taxable income is taxed at 0%, rates then step up in narrow bands, and the top rate of 4.70% already applies to taxable income over $9,436. Most full-time workers therefore pay 4.70% on the bulk of their Missouri taxable income, making it close to a flat tax in practice.
On $75,000 as a single filer, this calculator estimates Missouri state tax of $2,588 and take-home of $59,005, after federal tax of $7,670 and FICA of $5,738. If you live or work in St. Louis or Kansas City, take off a further 1% earnings tax on your wages for that city.
Yes, up to a hard cap. Missouri is one of a handful of states that let individuals deduct federal income tax paid, but the deduction cannot exceed $5,000 for an individual filer or $10,000 for combined (joint) filers, and the deductible percentage phases down as Missouri income rises. It is claimed on Form MO-1040.
No. For tax years from 2024 the income limits on the Social Security exemption were removed, so Social Security benefits are fully exempt from Missouri income tax regardless of your other income. Before 2024 the full exemption depended on staying under AGI thresholds.
Two cities do, at the same rate: St. Louis and Kansas City each levy a 1% earnings tax. It applies to residents on their earnings and to nonresidents on wages earned working inside the city, and to business net profits earned there. It does not apply to investment income. Outside those two cities there is no local income tax in Missouri.
Missouri does not set its own amount — its standard deduction mirrors the federal standard deduction for your filing status, which is $16,100 for a single filer on the 2026 figures used here. If you itemize federally you can itemize for Missouri instead.
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