Georgia property tax at the effective rate real bills actually land at — 0.77% of value at the ACS 2025 medians — applied to your home’s value.
$289 a month
| Assessed value | $450,000 |
| Homestead exemption | $0 |
| Effective rate | 0.77% |
| Annual tax | $3,465 |
Georgia's median homeowner pays $2,680 on a $346,500 home — 0.77% effective (ACS 2025). Nominal rates mislead across states (assessment ratios differ); the effective rate is the honest comparator. Your parcel's bill follows its own assessment and the overlapping local levies.
Source: U.S. Census Bureau, ACS 2025 1-year estimates.
Assessment ratio state: assessed value is 40% of fair market value (O.C.G.A. s.48-5-7) before exemptions and millage - a calculator taking a nominal millage rate must apply it to 40% of value, not to full value.
Source: state source in the research file (see hub).
This family is the pilot the plan called for: all 51 state pages plus the 25 most populous counties — not thousands of county pages with rates nobody verified. County figures here are the same ACS medians at county level.
County assessors publish parcel-level figures.
Assessments lag markets, exemptions differ (senior, veteran, disability), and local levies stack differently street by street. The effective-rate model gives the typical bill for the value, not your parcel's bill.
By effective rate, Illinois (1.92%) and New Jersey (1.82%); by median dollars, high-value states like New Jersey ($9,648) and California ($5,537) — the hub table shows both lenses.
Georgia Property Tax Calculator for 2026: at Georgia's 0.77% effective rate (ACS 2025), a $450,000 home pays about $3,465 a year. The state median bill is $2,680.
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What property tax typically costs in Georgia: the ACS 2025 effective rate applied to your home.
Georgia’s effective rate is 0.77%; the median bill is $2,680.
On the $450,000 test home the model gives $3,465 a year.
Typically $2,680 a year at the median (0.77% effective).
No — an effective-rate estimate; assessments and exemptions move real bills.
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