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Vermont Income Tax Calculator

FIN·US

Your full 2026 tax picture as a Vermont employee: federal income tax, Social Security and Medicare, and Vermont state income tax — computed live from the official 2026 tables, with every slice shown.

★★★★★ Take-Home Stars — keeps 78.7% of $50k–$100k salaries, ranked against all 51 jurisdictions
On a $75,000 salary in Vermont, a single filer takes home $59,103 in 2026 — $2,490 goes to Vermont, $7,670 to federal income tax and $5,738 to Social Security and Medicare.

Your income Results update as you type — no Calculate button.

More options — pre-tax deductions

State: Vermont (locked — use the state links above for another state).

Take-home pay · 2026 · Vermont
$59,103
$4,925 a month
Federal tax
$7,670
Vermont tax
$2,490
Effective rate
21.2%
Marginal rate
36.3%

Where your gross pay goes

Figure A Where each $100 of gross pay goes

Take-home: $59,103 (78.8%)Federal tax: $7,670 (10.2%)Vermont tax: $2,490 (3.3%)Social Security + Medicare: $5,738 (7.6%)

Bracket by bracket — how the tax is built

Only the income inside each bracket is taxed at that bracket's rate. Your highest slices are highlighted; the totals are exactly what the calculator above used.

Slice of taxable incomeAmount in sliceRateTax on slice
Federal
Slice 1 — $0 to $12,400$12,40010%$1,240
Slice 2 — $12,400 to $50,400$38,00012%$4,560
Slice 3 — $50,400 to $58,900$8,50022%$1,870
Federal income tax$7,670
Vermont
Slice 1 — $0 to $49,400$49,4003.35%$1,655
Slice 2 — $49,400 to $62,050$12,6506.6%$835
Vermont income tax$2,490

Take-home pay as salary rises — Vermont vs the benchmark

The solid line is what you keep in Vermont; the dashed line is the median of all 51 jurisdictions at the same salary (single filer). Where the lines cross is where Vermont stops being the better deal.

Figure B Take-home pay as salary rises

Tax Freedom Day in Vermont

If every dollar you earned from January 1 went to tax, this is the day you'd stop paying and start keeping.

Figure C The tax year, day by day

Jan
Feb
Mar
Apr
May
Jun
Jul
Aug
Sep
Oct
Nov
Dec

You work until Mar 19 — day 78 of 365 — to pay your total 2026 tax bill of $15,897. Everything you earn after that is yours.

Vermont take-home pay at common salaries

On $75,000, a single filer here keeps $59,103. The median state keeps $59,018 — you are $85 ahead. See all 51 states ranked by take-home pay.

SalaryFederal taxState taxSocial + MedicareTotal taxTake-homeEffective rate
$40,000$2,620$906$3,060$6,586$33,41416.5%
$50,000$3,820$1,241$3,825$8,886$41,11417.8%
$75,000$7,670$2,490$5,738$15,897$59,10321.2%
$100,000$13,170$4,140$7,650$24,960$75,04025.0%
$150,000$24,734$7,613$11,475$43,822$106,17829.2%
$200,000$36,734$11,413$14,339$62,486$137,51431.2%

Single filer, no pre-tax deductions. The $75,000 row is the calculator's default above.

Vermont rules that change the answer

The state-specific rules behind the numbers above — the things a generic calculator gets wrong about Vermont.

Four brackets from 3.35% to 8.75%, after both a deduction and an exemption

Vermont taxes single filers at 3.35% on taxable income up to $49,400, 6.60% up to $119,700, 7.60% up to $249,700 and 8.75% above that, after a $7,650 standard deduction and a $5,300 personal exemption. The jump from the first to the second bracket nearly doubles the rate, so Vermont's burden rises quickly once income passes the first bracket.

Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026

Social Security: exempt below an AGI band, phased out above it

Vermont taxes Social Security partially, using an AGI band rather than a cliff. Following Act 71 (2025), benefits are fully exempt at AGI up to $55,000 for single filers and $70,000 for joint filers; the exemption phases out over the next $10,000 of AGI and disappears above $65,000 single / $80,000 joint. Above the band, the federally taxable portion of benefits is taxed at the normal rates.

Source: Vermont Legislature, S.51 / Act 71 fiscal notes; Vermont Department of Taxes

A $1,000 refundable child tax credit for young children

Vermont's signature family credit pays $1,000 per child age 6 and under (expanded from age 5 and under by Act 71, effective 2025). It is fully refundable, pays in full up to $125,000 of AGI for any filing status, then phases out at 2% per additional $1,000 of AGI, reaching zero at $175,000.

Source: Vermont Legislature, Child Tax Credit fiscal summaries (Act 138 of 2022; Act 71 of 2025)

Frequently asked questions

How much of my Social Security will Vermont tax?

Partly. Benefits are fully exempt if your AGI is $55,000 or less as a single filer ($70,000 joint); the exemption phases out over the next $10,000 of AGI and is gone above $65,000 single / $80,000 joint, after which the federally taxable portion is taxed at Vermont's normal rates.

How much is Vermont's child tax credit and who gets it?

$1,000 per child, and it is fully refundable. Following Act 71 it covers children age 6 and under; the full credit runs up to $125,000 of AGI and then phases out, reaching zero at $175,000.

How much Vermont tax will I pay on a $75,000 salary?

On $75,000 of wages as a single filer, the Vermont state tax estimate is $2,490, leaving take-home pay of $59,103 after federal tax of $7,670, FICA of $5,738 and total tax of $15,897.

What are Vermont's standard deduction and personal exemption for 2026?

Both: a $7,650 standard deduction and a $5,300 personal exemption for a single filer in 2026, one of the more generous combinations in New England once both are counted.

What is Vermont's top income tax rate?

At 8.75% on single taxable income above $249,700. The other 2026 brackets are 3.35% up to $49,400, 6.60% up to $119,700 and 7.60% up to $249,700.

Do any Vermont towns charge a local income tax?

No. Vermont has no city or county income taxes; the state income tax is the only income tax layer.

Sources & verification. Tax Foundation — State Individual Income Tax Rates and Brackets, 2026 Vermont Legislature — S.51 / Act 71 fiscal notes (Social Security thresholds; child tax credit age expansion) Vermont Department of Taxes — Social Security exemption and Child Tax Credit guidance
2026 figures verified 31 October 2026 against the sources above. This calculator is an estimator for planning, not tax advice; it does not model itemised deductions, most credits, or local taxes except where stated.
Spotted a figure that looks wrong? Report it — accuracy is the whole point of these pages.

Calculate Vermont income tax for 2026: federal tax, Social Security, Medicare and Vermont state tax on any salary — take-home pay, effective and marginal rates, bracket breakdown and Tax Freedom Day.

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UNDERSTAND YOUR RESULTS

Vermont Income Tax Calculator — 2026 Take-Home Pay and Brackets guide

Work out your 2026 take-home pay in Vermont: federal income tax on the official 2026 brackets, Social Security and Medicare, and Vermont state income tax on its own published schedule — with net pay, monthly net, your average and marginal rates, a bracket-by-bracket build and your Tax Freedom Day. Rates checked 31 October 2026; all figures are for the 2026 tax year.

How to use this tool

  1. Enter your gross annual salary — the calculator defaults to $75,000 and updates as you type, no Calculate button.
  2. Pick your filing status — single or married filing jointly. Your bracket literals, standard deduction and credits change with it.
  3. Read the Vermont line: state tax is worked out on Vermont taxable income after its $7,650 standard deduction.
  4. Add any 401(k) or other pre-tax deductions under More options — they reduce federal and state taxable pay and FICA where the rules say so.
  5. Check the bracket-by-bracket table: only the slice of income inside each bracket is taxed at that bracket’s rate.
  6. Compare your average rate with your marginal rate before judging a raise, and check your Tax Freedom Day for the year in one date.

A worked example

Single filer on $75,000 in Vermont, 2026. Federal income tax is $7,670.00. Vermont income tax is $2,489.80, on taxable income after the $7,650 standard deduction. Social Security and Medicare together are $5,737.50. Total tax is $15,897.30, so take-home pay is $59,102.70 a year — $4,925 a month — at an average rate of 21.2% and a marginal rate of 36.3%.

What you can do with this tool

How it works

Federal tax uses the 2026 brackets and standard deduction from IRS Rev. Proc. 2025-32 ($16,100 single, $32,200 joint), Social Security is 6.2% up to the $184,500 wage base and Medicare 1.45% with the 0.9% Additional Medicare Tax over $200,000 (single). Vermont taxes income in 4 bands from 3.35% to 8.75%. The standard deduction is $7,650.00 for a single filer. Each layer is computed slice by slice on taxable income — gross minus the standard deduction and any pre-tax amounts you enter — and state credits in the dataset are subtracted from the tax itself. Sources for every state figure are printed on the calculator page.

Frequently asked questions

How much of my Social Security will Vermont tax?

Partly. Benefits are fully exempt if your AGI is $55,000 or less as a single filer ($70,000 joint); the exemption phases out over the next $10,000 of AGI and is gone above $65,000 single / $80,000 joint, after which the federally taxable portion is taxed at Vermont's normal rates.

How much is Vermont's child tax credit and who gets it?

$1,000 per child, and it is fully refundable. Following Act 71 it covers children age 6 and under; the full credit runs up to $125,000 of AGI and then phases out, reaching zero at $175,000.

How much Vermont tax will I pay on a $75,000 salary?

On $75,000 of wages as a single filer, the Vermont state tax estimate is $2,490, leaving take-home pay of $59,103 after federal tax of $7,670, FICA of $5,738 and total tax of $15,897.

What are Vermont's standard deduction and personal exemption for 2026?

Both: a $7,650 standard deduction and a $5,300 personal exemption for a single filer in 2026, one of the more generous combinations in New England once both are counted.

What is Vermont's top income tax rate?

At 8.75% on single taxable income above $249,700. The other 2026 brackets are 3.35% up to $49,400, 6.60% up to $119,700 and 7.60% up to $249,700.

Do any Vermont towns charge a local income tax?

No. Vermont has no city or county income taxes; the state income tax is the only income tax layer.