What actually lands in your bank account from a Oregon paycheck in 2026 — every deduction line, per paycheck and per year, computed from the official tables.
At 0% you put away $0 a year; each extra 1% costs about $29 a paycheck before its tax saving.
You keep 74% of gross pay — $2,148 of every $2,885 paycheck.
Inner ring: the five buckets of your gross pay. Outer ring: what each bucket is made of, per paycheck.
The same numbers, in the shape you see at work. It rewrites itself as you change the inputs above.
Each bar starts where the previous one ended. What is left at the bottom is your paycheck.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,885 | $75,000 |
| Federal income tax | -$295 | -$7,670 |
| Social Security | -$179 | -$4,650 |
| Medicare | -$42 | -$1,088 |
| Oregon income tax | -$220 | -$5,733 |
| Take-home pay | $2,148 | $55,860 |
Withholding in real life follows the IRS and Oregon withholding tables paycheck by paycheck, so an individual check can differ by a few dollars from this annualised estimate; the year-end totals are what the tables aim at.
| Frequency | Take-home per check | Gross per check |
|---|---|---|
| Weekly (52×/yr) | $1,074 | $1,442 |
| Biweekly (26×/yr) | $2,148 | $2,885 |
| Semimonthly (24×/yr) | $2,327 | $3,125 |
| Monthly (12×/yr) | $4,655 | $6,250 |
| Salary | Gross per check | Take-home per check | Take-home per year |
|---|---|---|---|
| $50,000 | $1,923 | $1,493 | $38,810 |
| $75,000 | $2,885 | $2,148 | $55,860 |
| $100,000 | $3,846 | $2,741 | $71,260 |
| $125,000 | $4,808 | $3,321 | $86,340 |
The state-specific rules behind the numbers above — the things a generic calculator gets wrong about Oregon.
Oregon taxes single filers at 4.75% on taxable income up to $4,550, 6.75% up to $11,400, 8.75% up to $125,000 and 9.9% above that. The standard deduction for a single filer is just $2,910 for 2026, far below the federal amount, so a much larger share of an Oregon paycheck is exposed to state tax than in most states.
Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026; Oregon Department of Revenue
Oregon does not subtract a personal exemption from income. Instead each exemption is a $256 credit taken directly off the tax bill. The credit is not allowed at all if federal adjusted gross income exceeds $100,000 for a single filer, so higher earners lose it completely rather than phasing it down.
Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026
Oregon is the only state with a constitutional 'kicker'. If actual personal income tax revenue for a two-year budget cycle beats the official forecast by more than 2%, the entire surplus is returned to taxpayers as a refundable credit on the next return. For tax year 2025 returns filed in 2026, the Oregon Office of Economic Analysis certified a $1.41 billion surplus for the 2023-2025 biennium, giving eligible filers a kicker credit equal to 9.863% of their 2024 Oregon tax liability.
Source: Oregon Department of Revenue, Fact Sheet: Oregon's Surplus Revenue 'Kicker' Credit (certified 1 November 2025)
Oregon is one of the few states that lets you deduct federal income tax from state income, but the subtraction is capped. For 2026 the cap is $8,750 per return, and the subtraction phases out at higher incomes. For most middle-income filers the cap, not their actual federal bill, is what limits the benefit.
Source: Oregon Department of Revenue, 2026 Publication OR-ESTIMATE
Oregon has no statewide sales tax at all — the high income tax is the trade-off, a pairing no other state makes in quite the same way. Oregon also does not tax Social Security benefits, so retirees owe state tax on pensions and investment income but nothing on their Social Security.
Source: Tax Foundation; Oregon Department of Revenue
Portland-area filers can owe two extra local income taxes on top of the state tax. The Metro Supportive Housing Services tax is 1% on taxable income above an inflation-adjusted threshold (about $128,000 single / $205,000 joint for 2026) across the tri-county Metro district. Multnomah County's Preschool for All tax is 1.5% on taxable income above $125,000 single / $200,000 joint, plus another 1.5% (3% total) above $250,000 single / $400,000 joint. Both are filed separately from the Oregon return and only bite at high incomes. Portland also has a small flat Arts Tax for most adults. Outside the Portland metro area, Oregon has no local income taxes.
Source: Tax Foundation — State Individual Income Tax Rates and Brackets, 2026
Yes, for the 2025 tax year. Oregon certified a $1.41 billion surplus for the 2023-2025 biennium, so filers who had a 2024 Oregon tax liability and file a 2025 return in 2026 can claim a refundable kicker credit equal to 9.863% of that 2024 liability — about $493 on a $5,000 liability.
On $75,000 of wages as a single filer, the Oregon state tax estimate is $5,733, giving take-home pay of $55,860 after federal tax of $7,670, FICA of $5,738 and total tax of $19,140. Portland-area local taxes are not included.
Correct. Oregon levies no state sales tax and no general local sales tax. The state funds itself mainly through the personal income tax, which is why its top rate of 9.9% is among the highest in the country.
Yes, up to a limit. Oregon allows a subtraction for federal income tax liability, capped at $8,750 for 2026, and the subtraction phases out for higher-income filers.
No. Oregon does not tax Social Security benefits at any income level, although pensions, 401(k) and IRA withdrawals and investment income remain taxable.
Oregon's personal exemption is a $256 credit rather than a deduction, and it is disallowed entirely once federal AGI passes $100,000 for a single filer.
Oregon paycheck calculator for 2026: exact take-home pay per paycheck and per year after federal tax, Social Security, Medicare and Oregon tax — on any salary or hourly wage.
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See what actually lands in your bank account from a Oregon paycheck in 2026: federal income tax, Social Security and Medicare, and Oregon state income tax — per paycheck and per year, on a salary or an hourly wage, at any pay frequency. Rates checked 31 October 2026; all figures are for the 2026 tax year.
On a $75,000 salary paid bi-weekly in Oregon (single filer, 2026): gross per paycheck is $2,884.62, federal withholding $295.00, Social Security and Medicare $220.67, Oregon tax $220.50, leaving take-home of $2,148.45 per paycheck — $55,859.63 a year.
The calculator annualises your pay, works out the year’s federal tax (2026 brackets and standard deduction, IRS Rev. Proc. 2025-32), Social Security at 6.2% to the $184,500 wage base, Medicare at 1.45% plus the 0.9% additional tax over the threshold, and Oregon tax on the state’s own 2026 schedule, then divides by your pay frequency. Pre-tax deductions reduce the taxable amounts before the annual figure is split.
Yes, for the 2025 tax year. Oregon certified a $1.41 billion surplus for the 2023-2025 biennium, so filers who had a 2024 Oregon tax liability and file a 2025 return in 2026 can claim a refundable kicker credit equal to 9.863% of that 2024 liability — about $493 on a $5,000 liability.
On $75,000 of wages as a single filer, the Oregon state tax estimate is $5,733, giving take-home pay of $55,860 after federal tax of $7,670, FICA of $5,738 and total tax of $19,140. Portland-area local taxes are not included.
Correct. Oregon levies no state sales tax and no general local sales tax. The state funds itself mainly through the personal income tax, which is why its top rate of 9.9% is among the highest in the country.
Yes, up to a limit. Oregon allows a subtraction for federal income tax liability, capped at $8,750 for 2026, and the subtraction phases out for higher-income filers.
No. Oregon does not tax Social Security benefits at any income level, although pensions, 401(k) and IRA withdrawals and investment income remain taxable.
Oregon's personal exemption is a $256 credit rather than a deduction, and it is disallowed entirely once federal AGI passes $100,000 for a single filer.
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