What actually lands in your bank account from a Minnesota paycheck in 2026 — every deduction line, per paycheck and per year, computed from the official tables.
At 0% you put away $0 a year; each extra 1% costs about $29 a paycheck before its tax saving.
You keep 77% of gross pay — $2,231 of every $2,885 paycheck.
Inner ring: the five buckets of your gross pay. Outer ring: what each bucket is made of, per paycheck.
The same numbers, in the shape you see at work. It rewrites itself as you change the inputs above.
Each bar starts where the previous one ended. What is left at the bottom is your paycheck.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,885 | $75,000 |
| Federal income tax | -$295 | -$7,670 |
| Social Security | -$179 | -$4,650 |
| Medicare | -$42 | -$1,088 |
| Minnesota income tax | -$138 | -$3,577 |
| Take-home pay | $2,231 | $58,016 |
Withholding in real life follows the IRS and Minnesota withholding tables paycheck by paycheck, so an individual check can differ by a few dollars from this annualised estimate; the year-end totals are what the tables aim at.
| Frequency | Take-home per check | Gross per check |
|---|---|---|
| Weekly (52×/yr) | $1,116 | $1,442 |
| Biweekly (26×/yr) | $2,231 | $2,885 |
| Semimonthly (24×/yr) | $2,417 | $3,125 |
| Monthly (12×/yr) | $4,835 | $6,250 |
| Salary | Gross per check | Take-home per check | Take-home per year |
|---|---|---|---|
| $50,000 | $1,923 | $1,557 | $40,478 |
| $75,000 | $2,885 | $2,231 | $58,016 |
| $100,000 | $3,846 | $2,842 | $73,903 |
| $125,000 | $4,808 | $3,451 | $89,724 |
The state-specific rules behind the numbers above — the things a generic calculator gets wrong about Minnesota.
Minnesota's four single-filer brackets for 2026 are 5.35% up to $33,310, 6.80% to $109,430, 7.85% to $203,150 and 9.85% above that. The single standard deduction is $15,300, with a $5,300 exemption per dependent, and the standard deduction phases down at high adjusted gross income. The combination — a high top rate and deductions that shrink at the top — makes Minnesota one of the more progressive state systems.
Source: Tax Foundation 2026 state income tax data (Minnesota brackets, $15,300 standard deduction, $5,300 dependent exemption)
Minnesota does tax Social Security, unlike most states in 2026, but it softens that with a dedicated subtraction on Schedule M1M. Since 2023 there are two methods: a simplified method under which filers below set AGI thresholds for their filing status subtract all of their federally taxed Social Security, with the subtraction phasing out by 10% for each $4,000 of AGI above the threshold (each $2,000 for married filing separately), and an alternative method based on provisional income similar to the pre-2023 calculation. You claim the larger result.
Source: Minnesota Department of Revenue, Social Security Benefit Subtraction page and Schedule M1M instructions
Enacted in 2023, Minnesota's Child Tax Credit is a refundable credit of $1,750 per qualifying child under 18, with no cap on the number of children, phasing out as income rises above lower-income thresholds. It sits alongside the state's Working Family Credit and is one of the largest state child credits in the country.
Source: Minnesota Department of Revenue, Child Tax Credit page ($1,750 per child under 18, no limit on number of children)
Renters used to file a separate property tax refund return and receive a separate payment. From 2025 the Renter's Credit is a refundable credit claimed directly on the Minnesota income tax return, Form M1, using the Certificate of Rent Paid supplied by the landlord — so it arrives as part of the normal state refund instead of as a separate later payment. Homeowners still use the separate property tax refund route.
Source: Minnesota Department of Revenue, Renter's Credit guidance
Minnesota has four brackets for a single filer in 2026: 5.35% up to $33,310, 6.80% to $109,430, 7.85% to $203,150 and 9.85% above $203,150. That 9.85% top rate is among the highest in the country, but it only applies to taxable income above $203,150.
On $75,000 as a single filer, this calculator estimates Minnesota tax of $3,577 and take-home of $58,016, after federal tax of $7,670 and FICA of $5,738. At that income a single filer sits in the 6.80% Minnesota bracket on the top slice of taxable income.
Minnesota is one of the few states that still tax Social Security, but it offers a subtraction. Under the simplified method in place since 2023, lower- and middle-income filers can subtract all of the Social Security included in their federal AGI, and the subtraction then phases down as AGI rises; an alternative provisional-income method is also available and you use whichever is larger. Check Schedule M1M for the current-year thresholds for your filing status.
It is a refundable state credit of $1,750 for each qualifying child under 18, with no limit on the number of children. It is aimed at lower-income families: the full amount is available at lower incomes and it phases out as income rises. It is separate from the federal child tax credit and is claimed on the Minnesota return.
It is now part of the income tax return itself. Since the 2025 filing change, renters claim the refundable Renter's Credit on Form M1 using the Certificate of Rent Paid (CRP) from their landlord, instead of filing a separate property tax refund return and waiting for a separate payment later in the year.
For a single filer it is $15,300 for 2026, and there is also a dependent exemption of $5,300 per dependent. The standard deduction phases down at high adjusted gross income, so very high earners get less than the headline $15,300.
Minnesota paycheck calculator for 2026: exact take-home pay per paycheck and per year after federal tax, Social Security, Medicare and Minnesota tax — on any salary or hourly wage.
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See what actually lands in your bank account from a Minnesota paycheck in 2026: federal income tax, Social Security and Medicare, and Minnesota state income tax — per paycheck and per year, on a salary or an hourly wage, at any pay frequency. Rates checked 31 October 2026; all figures are for the 2026 tax year.
On a $75,000 salary paid bi-weekly in Minnesota (single filer, 2026): gross per paycheck is $2,884.62, federal withholding $295.00, Social Security and Medicare $220.67, Minnesota tax $137.56, leaving take-home of $2,231.38 per paycheck — $58,015.90 a year.
The calculator annualises your pay, works out the year’s federal tax (2026 brackets and standard deduction, IRS Rev. Proc. 2025-32), Social Security at 6.2% to the $184,500 wage base, Medicare at 1.45% plus the 0.9% additional tax over the threshold, and Minnesota tax on the state’s own 2026 schedule, then divides by your pay frequency. Pre-tax deductions reduce the taxable amounts before the annual figure is split.
Minnesota has four brackets for a single filer in 2026: 5.35% up to $33,310, 6.80% to $109,430, 7.85% to $203,150 and 9.85% above $203,150. That 9.85% top rate is among the highest in the country, but it only applies to taxable income above $203,150.
On $75,000 as a single filer, this calculator estimates Minnesota tax of $3,577 and take-home of $58,016, after federal tax of $7,670 and FICA of $5,738. At that income a single filer sits in the 6.80% Minnesota bracket on the top slice of taxable income.
Minnesota is one of the few states that still tax Social Security, but it offers a subtraction. Under the simplified method in place since 2023, lower- and middle-income filers can subtract all of the Social Security included in their federal AGI, and the subtraction then phases down as AGI rises; an alternative provisional-income method is also available and you use whichever is larger. Check Schedule M1M for the current-year thresholds for your filing status.
It is a refundable state credit of $1,750 for each qualifying child under 18, with no limit on the number of children. It is aimed at lower-income families: the full amount is available at lower incomes and it phases out as income rises. It is separate from the federal child tax credit and is claimed on the Minnesota return.
It is now part of the income tax return itself. Since the 2025 filing change, renters claim the refundable Renter's Credit on Form M1 using the Certificate of Rent Paid (CRP) from their landlord, instead of filing a separate property tax refund return and waiting for a separate payment later in the year.
For a single filer it is $15,300 for 2026, and there is also a dependent exemption of $5,300 per dependent. The standard deduction phases down at high adjusted gross income, so very high earners get less than the headline $15,300.
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