The Massachusetts minimum wage for 2026 — the official rate, the tipped cash wage and tip credit, what full-time work pays per year, month and week, and what is left after tax, all from the U.S. Department of Labor tables. Every figure updates live as you change the hours.
After tax, a single filer at the full rate keeps $25,909 a year — $498 a week, $12.46 from every hour. Total tax is 17.0% of gross pay ($15.00/hr × 40 hrs × 52 wks = $31,200 gross).
Each bar is one slice of the full-time year at the Massachusetts minimum wage. What is left at the bottom is take-home pay.
The same year of work at the Massachusetts rate, divided the four ways people actually budget. Bi-weekly is the most common US pay schedule.
| Period | Gross | Tax | Take-home |
|---|---|---|---|
| Per year | $31,200 | -$5,291 | $25,909 |
| Per month | $2,600 | -$441 | $2,159 |
| Per bi-weekly paycheck | $1,200 | -$203 | $997 |
| Per week | $600 | -$102 | $498 |
Gross, tax and take-home all run on the same pay: the Massachusetts minimum wage at the hours and weeks above.
| Line | Per year | Per bi-weekly | Per week |
|---|---|---|---|
| Gross pay (full-rate total) | $31,200 | $1,200 | $600 |
| Federal income tax | -$1,564 | -$60 | -$30 |
| Social Security | -$1,934 | -$74 | -$37 |
| Medicare | -$452 | -$17 | -$9 |
| Massachusetts income tax | -$1,340 | -$52 | -$26 |
| Total tax | -$5,291 | -$203 | -$102 |
| Take-home pay | $25,909 | $997 | $498 |
Withholding in real life follows the IRS and Massachusetts withholding tables paycheck by paycheck, so an individual check can differ by a few dollars from this annualised estimate; the year-end totals are what the tables aim at.
Gross pay per week at $15.00 an hour, by schedule — before tax. The highlighted row is the full-time schedule used across this page.
Figure W The hours ladder — the Massachusetts minimum wage at three schedules
Start with the rate: $15.00 × 40 hours × 52 weeks = $31,200 of gross pay for a full-time year. The tax layers then come off. Federal income tax is $1,564; Social Security and Medicare together take $2,387; Massachusetts income tax takes $1,340 of it. Total tax is $5,291 — an effective rate of 17.0% of gross pay.
What is left is $25,909 a year: $2,159 a month, $997 per bi-weekly paycheck, $498 a week. Spread over the 2,080 hours worked, that is $12.46 kept from every hour — the figure to set against a job offer in another state. For a tipped worker, the employer-paid part of that gross can be as low as $14,040 a year in cash wages, with tips covering at least the remaining $17,160.
The rules behind the rate — the things a generic calculator gets wrong about Massachusetts.
Massachusetts has been at $15.00 since January 1, 2023.
Source: U.S. Department of Labor, Wage & Hour Division — Consolidated State Minimum Wage Table (2026).
An employer in Massachusetts may pay a tipped worker $6.75 an hour in cash wages and claim a tip credit of up to $8.25 an hour — but only if the worker's tips actually bring the total to at least the full $15.00. If tips fall short in any workweek, the employer must make up the difference; the credit is never a discount on slow nights. At exactly the legal minimum total, a full-time tipped worker's taxable pay is the same $31,200 a year as a standard worker's, which is the basis for the after-tax figures on this page.
Source: U.S. Department of Labor, Wage & Hour Division — Minimum Wages for Tipped Employees (2026).
At $31,200 of gross pay, a single filer in Massachusetts pays $1,564 in federal income tax and $2,387 in Social Security and Medicare; Massachusetts income tax takes $1,340 of it. Total tax is $5,291 — an effective rate of 17.0% — leaving $25,909 a year, $498 a week, or $12.46 kept from every hour worked. Massachusetts taxes wages through 2 brackets up to 9% — run the same gross through the Massachusetts paycheck calculator and the figures agree to the dollar.
Source: Tax Foundation — 2026 State Income Tax Rates and Brackets.
The minimum wage in Massachusetts is $15.00 an hour in 2026. Massachusetts has been at $15.00 since January 1, 2023. At 40 hours a week for 52 weeks, the rate is worth $31,200 a year before tax.
At $15.00 an hour, full-time work (40 hours × 52 weeks) pays $31,200 a year, $2,600 a month, $1,200 per bi-weekly paycheck and $600 a week before tax. After tax, a single filer keeps $25,909 a year — $2,159 a month and $498 a week. Part-time scales in proportion: 20 hours a week pays $15,600 a year.
A tipped worker in Massachusetts must receive at least $6.75 an hour in cash wages, and tips must take the total to at least the full $15.00 an hour — the employer may claim a tip credit of up to $8.25. If tips fall short, the employer pays the difference. Over a full-time year at exactly the minimum, that is $14,040 in cash wages plus at least $17,160 in tips.
On $31,200 of full-time pay, a single filer pays $5,291 in total tax in 2026: $1,564 federal income tax, $2,387 Social Security and Medicare, and $1,340 to Massachusetts. The effective rate is 17.0%, leaving take-home pay of $25,909 a year. Real withholding follows the payroll tables check by check, so an individual paycheck can differ by a few dollars.
The federal minimum wage is $7.25 an hour, unchanged since 2009. Massachusetts's $15.00 is $7.75 an hour more — worth $16,120 a year to a full-time worker before tax ($15,080 at the federal rate against $31,200 at Massachusetts's). Most US workers are covered by whichever of the two rates is higher, so the state rate is the one that binds in Massachusetts.
Massachusetts minimum wage in 2026 is $15.00 an hour (tipped cash wage $6.75): what full-time pays per year, month and week, and the take-home after tax on the official DOL figures.
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What the Massachusetts minimum wage actually is in 2026 and what it pays: the official $15.00 rate and the $6.75 tipped cash wage, full-time pay per year, month and week, and the after-tax waterfall for a single filer on the same verified engine as the state paycheck calculators.
In Massachusetts the 2026 minimum wage of $15.00 an hour is worth $31,200 a year to a full-time worker before tax, and $25,909 after tax for a single filer — $498 a week in hand.
Every wage figure on the page comes from the U.S. Department of Labor Wage & Hour Division 2026 tables (the consolidated state table and the tipped-employees table); the tax figures run on the canonical 2026 state dataset, so this page and the Massachusetts paycheck calculator agree to the dollar on the same gross pay.
$15.00 an hour. Massachusetts has been at $15.00 since January 1, 2023.
The wage figures are the U.S. Department of Labor Wage & Hour Division’s published 2026 state tables; the tax figures use the same verified 2026 dataset as the AsadWebs state paycheck calculators.
No — it runs on the statewide rate. Where a city or county sets a higher wage (the page notes the ones the Department of Labor records), the higher local rate is the one that binds for work there.
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