Every Hawaii income tax bracket for 2026, exactly as published — with the standard deduction, the exemption credit, and a tool that finds your bracket and shows the tax slice by slice.
| Rate | Taxable income over | Up to | Cumulative tax at top of band |
|---|---|---|---|
| 1.4% | $0 | $9,600 | $134 |
| 3.2% | $9,600 | $14,400 | $288 |
| 5.5% | $14,400 | $19,200 | $552 |
| 6.4% | $19,200 | $24,000 | $859 |
| 6.8% | $24,000 | $36,000 | $1,675 |
| 7.2% | $36,000 | $48,000 | $2,539 |
| 7.6% | $48,000 | $125,000 | $8,391 |
| 7.9% | $125,000 | $175,000 | $12,341 |
| 8.25% | $175,000 | $225,000 | $16,466 |
| 9% | $225,000 | $275,000 | $20,966 |
| 10% | $275,000 | $325,000 | $25,966 |
| 11% | $325,000 | and above | — |
Brackets apply to taxable income — gross income minus the standard deduction. Both tables are printed in full on this page; the tabs only choose which you look at first.
Enter your Hawaii taxable income (after the standard deduction). Your bracket lights up in the table above, and your tax is broken into its slices.
Slide to explore — or type an exact amount; typing is never limited by the slider.
Figure A The bracket staircase
The staircase: each step is one bracket. The tax climbs only inside the step you are standing on — moving into a higher bracket never taxes your earlier income at the higher rate.
| Taxable income (single) | Hawaii tax | Effective rate | Top (marginal) rate |
|---|---|---|---|
| $50,000 | $2,691 | 5.4% | 7.6% |
| $75,000 | $4,591 | 6.1% | 7.6% |
| $100,000 | $6,491 | 6.5% | 7.6% |
| $150,000 | $10,366 | 6.9% | 7.9% |
Figure B How the $100,000 tax is built — slice by slice
$9,600 at 1.4% = $134 · $4,800 at 3.2% = $154 · $4,800 at 5.5% = $264 · $4,800 at 6.4% = $307 · $12,000 at 6.8% = $816 · $12,000 at 7.2% = $864 · $52,000 at 7.6% = $3,952. Effective rate 6.5%; the top slice is taxed at 7.6%.
Act 46 (2024) step for 2026: the standard deduction rises to $8,000 for single filers ($16,000 married filing jointly, $12,000 head of household), up from $4,400 single in 2025 — the Act 46 schedule keeps raising the deduction in steps through 2031. The widened bracket thresholds introduced for 2025 carry into 2026 unchanged. Source: Hawaii Department of Taxation Announcement No. 2024-03 (Act 46 schedules). The 12 rates themselves are unchanged for 2026 (1.40% to 11.00%), and the personal exemption remains $1,144. Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026; Hawaii Department of Taxation.
The state-specific rules behind the numbers above — the things a generic calculator gets wrong about Hawaii.
Hawaii runs the most graduated income tax in America: 12 brackets from 1.40% up to 11.00%, with the top rate applying to taxable income over $325,000 for single filers — second only to California's top rate nationally. The lower brackets are narrow, so the rate climbs quickly through 3.2%, 5.5%, 6.4%, 6.8% and 7.2% before settling into a wide 7.6% band. Hawaii softens this with a preferential alternative rate of 7.25% on net long-term capital gains, well below the 11% top ordinary rate.
Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026; Hawaii Department of Taxation rate schedules
Act 46 of 2024, described as the largest income tax cut in Hawaii history, works in steps: it widened every bracket from 2025 (the 1.40% band now covers the first $9,600 of taxable income for single filers and the 11% rate starts at $325,000 instead of $200,000) and it phases the standard deduction upward over several years — $4,400 for single filers in the first step, rising to $8,000 for 2026, with further increases scheduled through 2031. The personal exemption is $1,144 per person. Filers must use the deduction for the correct tax year; last year's figure will understate the break in 2026.
Source: Hawaii Department of Taxation, Announcement No. 2024-03 (Act 46, Session Laws of Hawaii 2024)
Hawaii does not tax Social Security benefits at all — the state never adopted Internal Revenue Code § 86, so benefits never enter Hawaii taxable income. Pension treatment turns on who funded the plan: distributions attributable to employer contributions are exempt under HRS § 235-7(a)(3), which covers public pensions and the employer-funded share of private pensions, and military retirement pay is exempt. The flip side surprises many newcomers: 401(k) elective deferrals and traditional IRA withdrawals are fully taxable, because Hawaii treats them as employee-funded.
Source: Hawaii Revised Statutes § 235-7; Hawaii Department of Taxation, Tax Information Releases 90-4 and 96-5
Hawaii has no retail sales tax. Instead it levies a General Excise Tax (GET) on businesses' gross receipts from virtually all business activity — retail sales, services, contracting, commissions and rents — most of which a conventional sales tax never reaches. Because it is legally the business's tax, firms commonly pass it on visibly to customers, and the passed-on charge is slightly higher than the statutory rate because the tax also applies to the passed-on amount. County surcharges (such as Honolulu's rail surcharge) are added on top in some counties.
Source: Hawaii Department of Taxation, General Excise Tax guidance (Tax Facts 37-1)
Hawaii has no city or county income taxes — income tax is state-only. Counties do add a surcharge to the state General Excise Tax (for example, the Honolulu surcharge that funds rail transit), so the GET rate you effectively pay varies by island and county even though the income tax does not.
Source: Tax Foundation — State Individual Income Tax Rates and Brackets, 2026
Hawaii has 12 brackets — more than any other state — running from 1.40% on the first slice of taxable income to 11.00% on taxable income over $325,000 for single filers. The 11% top rate is second only to California's. Most full-time workers land in the wide 7.6% bracket long before the top rates apply.
No. Hawaii never adopted the federal rule that taxes Social Security, so benefits are fully exempt from Hawaii income tax at every income level — they never enter the state calculation.
For 2026 the standard deduction is $8,000 for single filers under Act 46's step schedule (up from $4,400 in 2025), plus a $1,144 personal exemption. Act 46 keeps increasing the deduction in steps through 2031.
On $75,000 of wages as a single filer, this page estimates Hawaii state tax of $3,896, federal income tax of $7,670 and FICA of $5,738 — total tax $17,304 and take-home pay of $57,696. Hawaii's many brackets push the state share well above mainland flat-tax states at the same salary.
It is Hawaii's version of a sales tax, but broader and levied at a different point: the GET taxes businesses on their gross receipts from almost all activities — including services and rent, which most sales taxes never touch — rather than taxing a retail sale to the final customer. Businesses may visibly pass it on to customers, which is why receipts show a tax-like charge slightly above the statutory rate.
Partly. Employer-funded pension income is exempt in Hawaii — public pensions and the employer-funded portion of private pensions are not taxed, and military retirement pay is exempt. But amounts you funded yourself are taxable: 401(k) elective deferrals and traditional IRA withdrawals are taxed as ordinary income.
Hawaii income tax brackets for 2026 in full: every rate and threshold for single and joint filers, the $8,000 standard deduction, worked examples and a find-your-bracket tool.
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Every Hawaii income tax bracket for 2026, printed in full exactly as published: single and married-filing-jointly tables, the standard deduction, worked examples on taxable income, and a find-your-bracket tool that lights up your band and builds your tax slice by slice. Rates checked 31 October 2026; all figures are for the 2026 tax year.
On $100,000 of taxable income in Hawaii (single filer, 2026), the slice-by-slice tax is $6,491.20 — the top slice is taxed at 11%, but the effective rate on the whole $100,000 is far lower because the early slices are taxed at the bottom rates. A $100,000 salary is not $100,000 of taxable income: the $8,000 standard deduction comes off first, which is what the companion income calculator works through.
Hawaii taxes income in 12 bands from 1.4% to 11%. The standard deduction is $8,000.00 for a single filer. The tables are the state’s official 2026 schedules (sources printed on the page); cumulative tax at the top of each band is computed slice by slice from those rates. The federal comparison figures use IRS Rev. Proc. 2025-32.
Hawaii has 12 brackets — more than any other state — running from 1.40% on the first slice of taxable income to 11.00% on taxable income over $325,000 for single filers. The 11% top rate is second only to California's. Most full-time workers land in the wide 7.6% bracket long before the top rates apply.
No. Hawaii never adopted the federal rule that taxes Social Security, so benefits are fully exempt from Hawaii income tax at every income level — they never enter the state calculation.
For 2026 the standard deduction is $8,000 for single filers under Act 46's step schedule (up from $4,400 in 2025), plus a $1,144 personal exemption. Act 46 keeps increasing the deduction in steps through 2031.
On $75,000 of wages as a single filer, this page estimates Hawaii state tax of $3,896, federal income tax of $7,670 and FICA of $5,738 — total tax $17,304 and take-home pay of $57,696. Hawaii's many brackets push the state share well above mainland flat-tax states at the same salary.
It is Hawaii's version of a sales tax, but broader and levied at a different point: the GET taxes businesses on their gross receipts from almost all activities — including services and rent, which most sales taxes never touch — rather than taxing a retail sale to the final customer. Businesses may visibly pass it on to customers, which is why receipts show a tax-like charge slightly above the statutory rate.
Partly. Employer-funded pension income is exempt in Hawaii — public pensions and the employer-funded portion of private pensions are not taxed, and military retirement pay is exempt. But amounts you funded yourself are taxable: 401(k) elective deferrals and traditional IRA withdrawals are taxed as ordinary income.
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