What actually lands in your bank account from a Arkansas paycheck in 2026 — every deduction line, per paycheck and per year, computed from the official tables.
At 0% you put away $0 a year; each extra 1% costs about $29 a paycheck before its tax saving.
You keep 79% of gross pay — $2,270 of every $2,885 paycheck.
Inner ring: the five buckets of your gross pay. Outer ring: what each bucket is made of, per paycheck.
The same numbers, in the shape you see at work. It rewrites itself as you change the inputs above.
Each bar starts where the previous one ended. What is left at the bottom is your paycheck.
| Line | Per paycheck | Per year |
|---|---|---|
| Gross pay | $2,885 | $75,000 |
| Federal income tax | -$295 | -$7,670 |
| Social Security | -$179 | -$4,650 |
| Medicare | -$42 | -$1,088 |
| Arkansas income tax | -$99 | -$2,575 |
| Take-home pay | $2,270 | $59,018 |
Withholding in real life follows the IRS and Arkansas withholding tables paycheck by paycheck, so an individual check can differ by a few dollars from this annualised estimate; the year-end totals are what the tables aim at.
| Frequency | Take-home per check | Gross per check |
|---|---|---|
| Weekly (52×/yr) | $1,135 | $1,442 |
| Biweekly (26×/yr) | $2,270 | $2,885 |
| Semimonthly (24×/yr) | $2,459 | $3,125 |
| Monthly (12×/yr) | $4,918 | $6,250 |
| Salary | Gross per check | Take-home per check | Take-home per year |
|---|---|---|---|
| $50,000 | $1,923 | $1,566 | $40,705 |
| $75,000 | $2,885 | $2,270 | $59,018 |
| $100,000 | $3,846 | $2,911 | $75,680 |
| $125,000 | $4,808 | $3,549 | $92,279 |
The state-specific rules behind the numbers above — the things a generic calculator gets wrong about Arkansas.
Arkansas's headline schedule is simple — 2% on the first $4,700 of taxable income and 3.7% above that since Act 2 of the 2026 First Extraordinary Session — but most residents never use it directly. Taxpayers with net income below roughly $94,700 compute their tax from a separate low-income tax table with its own gentler steps, including 3% and 3.4% rates, which produces a lower bill than the headline schedule would. Only higher-income filers, above that threshold, use the standard rate schedule with a bracket adjustment that phases out the benefit of the lower steps. Two Arkansans with the same salary can therefore be on different tables depending on which side of the line their net income falls.
Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026; Arkansas Department of Finance and Administration tax tables
Arkansas gives no personal exemption deduction. Instead, after computing your tax you subtract a flat $29 personal tax credit per exemption — $29 for yourself, $29 for a spouse and $29 per dependent. The standard deduction is $2,470 for a single filer ($4,940 joint). Because the relief comes as a small credit rather than a deduction, its value is the same $29 whether you are in the 2% step or the 3.7% step — worth proportionally more to low-income filers, and easy to overlook because $29 looks like a rounding error.
Source: Tax Foundation, State Individual Income Tax Rates and Brackets 2026; Arkansas Code § 26-51-501
Arkansas does not tax Social Security benefits at all, and military retirement pay has been fully exempt since 2018 with no dollar cap — survivor benefits funded by military retired pay are exempt too. Other retirement income — pensions, 401(k) distributions and, after age 59½, IRA withdrawals — gets a $6,000 per-person exemption; anything above that is taxed at the regular rates. One catch: a military retiree whose exempt military pay exceeds $6,000 cannot also claim the separate $6,000 exemption on other retirement income.
Source: Arkansas Department of Finance and Administration; Arkansas Code § 26-51-307
The statutory schedule is 2% on the first $4,700 of taxable income and 3.7% above that (Act 2 of the 2026 First Extraordinary Session cut the top rate from 3.9%). But if your net income is below roughly $94,700 you actually compute tax from Arkansas's low-income tax table, which uses gentler 3% and 3.4% steps and produces a lower bill.
No. Social Security benefits are fully exempt from Arkansas income tax at every income level, as are Railroad Retirement benefits. The federal government may still tax part of your benefits.
No. Military retirement pay has been fully exempt in Arkansas since 2018, with no cap, and survivor benefits paid from military retired pay are exempt as well. Claiming the full military exemption does mean you cannot also claim the separate $6,000 retirement-income exemption on other pensions.
The standard deduction is $2,470 for single filers ($4,940 for married filing jointly). Arkansas has no personal exemption deduction — instead you get a $29 personal tax credit for yourself, your spouse and each dependent, subtracted from the tax after it is computed.
On $75,000 of wages as a single filer, this page estimates Arkansas state tax of $2,575, federal income tax of $7,670 and FICA of $5,738, for total tax of $15,982 and take-home pay of $59,018. At that income you are on the low-income tax table, not the headline 3.7% schedule.
The first $6,000 per person of pension, 401(k) and qualifying IRA income (IRA distributions generally after age 59½) is exempt each year; a married couple can shelter up to $12,000. Income above $6,000 is taxed at regular Arkansas rates. Social Security and military retirement are exempt in full, separately from this $6,000 allowance.
Arkansas paycheck calculator for 2026: exact take-home pay per paycheck and per year after federal tax, Social Security, Medicare and Arkansas tax — on any salary or hourly wage.
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See what actually lands in your bank account from a Arkansas paycheck in 2026: federal income tax, Social Security and Medicare, and Arkansas state income tax — per paycheck and per year, on a salary or an hourly wage, at any pay frequency. Rates checked 31 October 2026; all figures are for the 2026 tax year.
On a $75,000 salary paid bi-weekly in Arkansas (single filer, 2026): gross per paycheck is $2,884.62, federal withholding $295.00, Social Security and Medicare $220.67, Arkansas tax $99.03, leaving take-home of $2,269.92 per paycheck — $59,017.79 a year.
The calculator annualises your pay, works out the year’s federal tax (2026 brackets and standard deduction, IRS Rev. Proc. 2025-32), Social Security at 6.2% to the $184,500 wage base, Medicare at 1.45% plus the 0.9% additional tax over the threshold, and Arkansas tax on the state’s own 2026 schedule, then divides by your pay frequency. Pre-tax deductions reduce the taxable amounts before the annual figure is split.
The statutory schedule is 2% on the first $4,700 of taxable income and 3.7% above that (Act 2 of the 2026 First Extraordinary Session cut the top rate from 3.9%). But if your net income is below roughly $94,700 you actually compute tax from Arkansas's low-income tax table, which uses gentler 3% and 3.4% steps and produces a lower bill.
No. Social Security benefits are fully exempt from Arkansas income tax at every income level, as are Railroad Retirement benefits. The federal government may still tax part of your benefits.
No. Military retirement pay has been fully exempt in Arkansas since 2018, with no cap, and survivor benefits paid from military retired pay are exempt as well. Claiming the full military exemption does mean you cannot also claim the separate $6,000 retirement-income exemption on other pensions.
The standard deduction is $2,470 for single filers ($4,940 for married filing jointly). Arkansas has no personal exemption deduction — instead you get a $29 personal tax credit for yourself, your spouse and each dependent, subtracted from the tax after it is computed.
On $75,000 of wages as a single filer, this page estimates Arkansas state tax of $2,575, federal income tax of $7,670 and FICA of $5,738, for total tax of $15,982 and take-home pay of $59,018. At that income you are on the low-income tax table, not the headline 3.7% schedule.
The first $6,000 per person of pension, 401(k) and qualifying IRA income (IRA distributions generally after age 59½) is exempt each year; a married couple can shelter up to $12,000. Income above $6,000 is taxed at regular Arkansas rates. Social Security and military retirement are exempt in full, separately from this $6,000 allowance.
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