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Arizona Property Tax Calculator

FIN·US

Arizona property tax at the effective rate real bills actually land at — 0.44% of value at the ACS 2025 medians — applied to your home’s value. Pilot counties included: Maricopa.

Arizona's median bill is $1,894 on a $427,600 median home. On the page's $450,000 test home the model gives $1,980 a year ($165 a month).

The home Tax = assessed value × effective rate.

Estimated annual property tax
$1,980

$165 a month

The assessment

Assessed value$450,000
Homestead exemption$0
Effective rate0.44%
Annual tax$1,980

How property tax works in Arizona

The effective rate

Arizona's median homeowner pays $1,894 on a $427,600 home — 0.44% effective (ACS 2025). Nominal rates mislead across states (assessment ratios differ); the effective rate is the honest comparator. Your parcel's bill follows its own assessment and the overlapping local levies.

Source: U.S. Census Bureau, ACS 2025 1-year estimates.

Arizona's defining feature

Limited Property Value (Prop. 117; A.R.S. s.42-13301): LPV = prior-year LPV + 5% maximum, and may not exceed full cash value; LPV (not market value) is the tax base, and residential property is then assessed at a 10% ratio.

Source: state source in the research file (see hub).

What a pilot covers

This family is the pilot the plan called for: all 51 state pages plus the 25 most populous counties — not thousands of county pages with rates nobody verified. County figures here are the same ACS medians at county level.

County assessors publish parcel-level figures.

Frequently asked questions

Why doesn't my bill match?

Assessments lag markets, exemptions differ (senior, veteran, disability), and local levies stack differently street by street. The effective-rate model gives the typical bill for the value, not your parcel's bill.

Which state has the highest property taxes?

By effective rate, Illinois (1.92%) and New Jersey (1.82%); by median dollars, high-value states like New Jersey ($9,648) and California ($5,537) — the hub table shows both lenses.

Sources & verification. U.S. Census Bureau, American Community Survey 2025 1-year estimates — median real estate taxes paid and median home values (tables B25103/B25077); effective rate = the ratio of the medians, a survey measure, labelled as such. Assessment-cap and exemption mechanics from state sources (CA BOE Prop 13 guidance; Fla. Stat. §193.155 + Amendment 5 exemption; Texas Tax Code §§11.13, 23.23). Verified 4 November 2026. This is the PILOT: state pages + the 25 largest counties — not a 3,000-county build.

Arizona Property Tax Calculator for 2026: at Arizona's 0.44% effective rate (ACS 2025), a $450,000 home pays about $1,980 a year. The state median bill is $1,894.

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UNDERSTAND YOUR RESULTS

Arizona Property Tax Calculator (Pilot) guide

What property tax typically costs in Arizona: the ACS 2025 effective rate applied to your home.

How to use this tool

  1. Enter the home’s market value.
  2. Optionally pick a pilot county.
  3. Read the assessed value and exemption.
  4. Read the annual estimate.

A worked example

Arizona’s effective rate is 0.44%; the median bill is $1,894.

What you can do with this tool

How it works

On the $450,000 test home the model gives $1,980 a year.

Frequently asked questions

How much is property tax in Arizona?

Typically $1,894 a year at the median (0.44% effective).

Is this my exact bill?

No — an effective-rate estimate; assessments and exemptions move real bills.