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EITC & Child Credits by State 2026

FIN·US

The federal EITC is worth up to $8,064 in 2026 — and then your state decides whether there is more. Thirty-two states and DC run their own earned income credits, eight states add child credits, and the difference between the best and worst state for the same family runs to thousands of dollars.

On the hub's test family ($32,000, single, 2 children) the federal EITC is $6,192 everywhere. Minnesota adds the most through its child credit ($3,200 on top of its Working Family Credit); Vermont uniquely doubles the federal credit for childless workers; South Carolina's 125% headline is real but nonrefundable. California's CalEITC follows its own structure and is documented, not estimated, on its page.

All 51 jurisdictions on the test family ($32,000, single, 2 children)

StateFederal EITCState EITCState child credit
Alabama$6,192——
Alaska$6,192——
Arizona$6,192—$200
Arkansas$6,192——
California$6,192own structure$1,064
Colorado$6,192$1,548$5,600
Connecticut$6,192$2,727—
Delaware$6,192$279—
Florida$6,192——
Georgia$6,192——
Hawaii$6,192$2,477—
Idaho$6,192——
Illinois$6,192$1,238—
Indiana$6,192$619—
Iowa$6,192$929—
Kansas$6,192$1,053—
Kentucky$6,192——
Louisiana$6,192$310—
Maine$6,192$1,548$600
Maryland$6,192$3,096$0
Massachusetts$6,192$2,477—
Michigan$6,192$1,858—
Minnesota$6,192$1,918$3,200
Mississippi$6,192——
Missouri$6,192——
Montana$6,192$619—
Nebraska$6,192$619—
Nevada$6,192——
New Hampshire$6,192——
New Jersey$6,192$2,477—
New Mexico$6,192$1,548—
New York$6,192$1,858$1,000
North Carolina$6,192——
North Dakota$6,192——
Ohio$6,192$49—
Oklahoma$6,192$310—
Oregon$6,192$743—
Pennsylvania$6,192——
Rhode Island$6,192$991—
South Carolina$6,192$7,740—
South Dakota$6,192——
Tennessee$6,192——
Texas$6,192——
Utah$6,192$929—
Vermont$6,192$2,353$1,000
Virginia$6,192$1,238—
Washington$6,192$980—
West Virginia$6,192——
Wisconsin$6,192$681—
Wyoming$6,192——
District of Columbia$6,192$5,263—

Frequently asked questions

Which state has the best package for families?

For families with young children, Minnesota (Working Family Credit + $1,750-per-child credit) and New York (30% EITC + $1,000 per child under 4 + the NYC credit) lead. For childless workers, Vermont (100% of federal) and Maryland/Washington's flat credit stand out.

Why do some big percentages pay so little?

Refundability. A nonrefundable 125% (South Carolina) or 30% (Ohio, with its tax cap) can only offset tax you owe — for the low-income families the EITC targets, that is often a fraction of the headline.

Sources & verification. IRS Rev. Proc. 2025-32 (2026 federal EITC + CTC parameters); state revenue department publications for each state credit (see the hub for the state table). Verified 4 November 2026. An estimator for planning, not tax advice — residency and filing details decide real claims.

State earned income credits for 2026: 31 states plus DC add to the federal EITC (up to $8,064) — from Vermont's 100% for childless workers to Minnesota's $1,750-per-child credit — every state computed on the same family: $32,000, 2 children.

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UNDERSTAND YOUR RESULTS

EITC by State — the 2026 Hub guide

The hub of the credits family: the federal EITC plus every state’s earned income and child credits for 2026, computed on one test family so the states can be compared fairly.

How to use this tool

  1. Read your state’s row on the test family.
  2. Open your state’s calculator.
  3. Enter your real earnings, AGI, status and children (with ages).
  4. Read the refundable stack, then the CTC line.

A worked example

The federal EITC is worth up to $8,064 in 2026 (three or more children); state credits add from 5% of that to more than the federal credit itself in the richest cases.

What you can do with this tool

How it works

Refundability is the difference between a headline and money: nonrefundable credits are flagged wherever they appear.

Frequently asked questions

Which state is most generous?

For young families, Minnesota; for childless workers, Vermont (100% of the federal credit).

Does every state have an EITC?

No — 32 states plus DC. The other pages compute the federal stack and say so plainly.