# AsadWebs

> AsadWebs (asadwebs.com) is a web design and development agency building websites, online stores and custom web applications. The site also offers 190 free online tools that run entirely in the visitor's browser - no sign-up, files are never uploaded - including PDF and image tools, media converters, text and SEO utilities, developer tools, unit converters and calculators. Every tool page carries a written guide with steps, a worked example and a FAQ.

## Key pages
- [AsadWebs - Home](https://asadwebs.com/): Web development, eCommerce and custom web applications.
- [Free Online Tools](https://asadwebs.com/tools): All 190 free browser-based tools: PDF, image, video, text, SEO and developer tools, converters and calculators.
- [Blog](https://asadwebs.com/blog): Articles on web development, eCommerce and using online tools.
- [Digital Shop](https://asadwebs.com/shop): Digital products and downloads from AsadWebs.
- [Services](https://asadwebs.com/#services): Web development services: custom CMS, WordPress and eCommerce, ERP solutions and technical SEO.

## Tools - PDF Tools
- [Merge PDF](https://asadwebs.com/tools/merge-pdf): Combine multiple PDFs into one, in your order
- [Split PDF](https://asadwebs.com/tools/split-pdf): Extract a page range or split into single pages
- [Compress PDF](https://asadwebs.com/tools/compress-pdf): Make a PDF smaller — lossless or strong compression
- [Organize PDF](https://asadwebs.com/tools/organize-pdf): Reorder, rotate, delete and extract PDF pages visually
- [PDF Editor](https://asadwebs.com/tools/pdf-editor): Edit, design & annotate PDFs in one studio — text, images, shapes, signatures, templates
- [Add Page Numbers to PDF](https://asadwebs.com/tools/add-page-numbers-pdf): Stamp page numbers on every page of a PDF, in your format and position
- [Watermark PDF](https://asadwebs.com/tools/watermark-pdf): Add a text watermark to every PDF page — adjustable size, opacity and angle
- [Sign PDF](https://asadwebs.com/tools/sign-pdf): Draw or upload a signature and stamp it onto a PDF page
- [Protect PDF](https://asadwebs.com/tools/protect-pdf): Lock a PDF with a password using strong AES-256 encryption
- [Unlock PDF](https://asadwebs.com/tools/unlock-pdf): Remove a PDF password you know and save an unlocked copy
- [Image to PDF Maker](https://asadwebs.com/tools/image-to-pdf-maker): Turn images into a clean PDF in seconds
- [PDF to JPG](https://asadwebs.com/tools/pdf-to-jpg): Convert PDF pages to high-quality JPG images
- [PDF to PNG](https://asadwebs.com/tools/pdf-to-png): Convert PDF pages to crisp PNG images
- [Rotate PDF](https://asadwebs.com/tools/rotate-pdf): Rotate PDF pages 90, 180 or 270 degrees — one page or all at once
- [Delete PDF Pages](https://asadwebs.com/tools/delete-pdf-pages): Remove pages you do not need from a PDF and download the rest
- [Crop PDF](https://asadwebs.com/tools/crop-pdf): Trim PDF margins and crop pages with a live preview
- [Resize PDF](https://asadwebs.com/tools/resize-pdf): Change PDF page size to A3, A4, A5, Letter or Legal — content scaled to fit
- [Edit PDF](https://asadwebs.com/tools/edit-pdf): Add text and images on top of any PDF page — click to place
- [Add Image to PDF](https://asadwebs.com/tools/add-image-to-pdf): Stamp an image or logo onto PDF pages — position, size and opacity
- [PDF Metadata Editor](https://asadwebs.com/tools/pdf-metadata-editor): View and edit PDF title, author, subject and keywords — or strip them all
- [Flatten PDF](https://asadwebs.com/tools/flatten-pdf): Flatten PDF form fields so filled values can no longer be edited
- [PDF to Text](https://asadwebs.com/tools/pdf-to-text): Extract the text from a PDF page by page — copy it or download a .txt
- [Text to PDF](https://asadwebs.com/tools/text-to-pdf): Turn typed or pasted text into a clean, paginated PDF
- [HTML to PDF](https://asadwebs.com/tools/html-to-pdf): Paste HTML, preview it live and download a paginated PDF
- [Grayscale PDF](https://asadwebs.com/tools/grayscale-pdf): Convert a colour PDF to black and white (grayscale)
- [Repair PDF](https://asadwebs.com/tools/repair-pdf): Repair a damaged PDF by rebuilding its structure in your browser
- [Add Shapes to PDF](https://asadwebs.com/tools/add-shapes-to-pdf): Add rectangles, ellipses, lines and arrows to PDF pages by dragging on a preview.
- [Draw on PDF](https://asadwebs.com/tools/draw-on-pdf): Draw freehand pen strokes on PDF pages and save them over the untouched original.
- [Highlight PDF](https://asadwebs.com/tools/highlight-pdf): Highlight text in a PDF by dragging over it — yellow, green or pink translucent marks.
- [Underline PDF](https://asadwebs.com/tools/underline-pdf): Underline text in a PDF by dragging across it; the line lands at the foot of your drag.
- [Strikethrough PDF](https://asadwebs.com/tools/strikethrough-pdf): Strike through text in a PDF visually — the editor’s red line for draft markups.
- [Add Comments to PDF](https://asadwebs.com/tools/add-comments-to-pdf): Add real sticky-note comments to a PDF at clicked points, with your name attached.
- [Fill PDF Form](https://asadwebs.com/tools/fill-pdf-form): Fill in any fillable PDF form in your browser — text fields, checkboxes, dropdowns, radios.
- [Create PDF Form](https://asadwebs.com/tools/create-pdf-form): Make a plain PDF fillable: drag real text fields and checkboxes onto the pages.
- [Duplicate PDF Pages](https://asadwebs.com/tools/duplicate-pdf-pages): Duplicate selected PDF pages — copies after each original or gathered at the end.
- [Insert PDF Pages](https://asadwebs.com/tools/insert-pdf-pages): Insert blank pages or pages from another PDF at the beginning, end or after any page.
- [Replace PDF Pages](https://asadwebs.com/tools/replace-pdf-pages): Replace chosen PDF pages with pages from another PDF — page count never changes.
- [Add Blank Page to PDF](https://asadwebs.com/tools/add-blank-page-to-pdf): Add blank pages to a PDF at the start, end or after any page — matched, A4 or Letter.
- [Remove Blank Pages from PDF](https://asadwebs.com/tools/remove-blank-pages): Remove blank pages automatically — text-layer and pixel tests, exact count reported.
- [Reverse PDF Pages](https://asadwebs.com/tools/reverse-pdf-pages): Reverse a PDF’s page order — last page first — with pages copied losslessly.
- [Split PDF by Size](https://asadwebs.com/tools/split-pdf-by-size): Split a PDF into parts under a size cap you set, measured from real output bytes.
- [Compress PDF to 100KB](https://asadwebs.com/tools/compress-pdf-to-100kb): Compress a PDF towards under 100 KB — measured ladder, honest result if unreachable.
- [Compress PDF to 200KB](https://asadwebs.com/tools/compress-pdf-to-200kb): Compress a PDF towards under 200 KB with a measured quality ladder.
- [Compress PDF to 500KB](https://asadwebs.com/tools/compress-pdf-to-500kb): Compress a PDF towards under 500 KB — the common portal cap, measured honestly.
- [Compress PDF to 1MB](https://asadwebs.com/tools/compress-pdf-to-1mb): Compress a PDF towards under 1 MB — email-friendly, stopping at the first fit.
- [PDF Permissions](https://asadwebs.com/tools/pdf-permissions): Set PDF permissions: allow or deny print, copy, modify, annotate — AES-256 protected.
- [Redact PDF](https://asadwebs.com/tools/redact-pdf): Redact a PDF properly: redacted pages are rebuilt as images so covered content is gone.
- [Remove PDF Metadata](https://asadwebs.com/tools/remove-pdf-metadata): Remove all PDF metadata in one click — title, author, dates, creator and the XMP stream.
- [OCR PDF](https://asadwebs.com/tools/ocr-pdf): OCR a scanned PDF in your browser and add an invisible text layer — searchable, copyable.
- [Extract Images from PDF](https://asadwebs.com/tools/extract-images-from-pdf): Extract the original embedded images from a PDF — full stored quality, PNG or ZIP.
- [Extract Tables from PDF](https://asadwebs.com/tools/extract-tables-from-pdf): Extract tables from a PDF to CSV by grouping text into rows and columns.
- [Scan to PDF](https://asadwebs.com/tools/scan-to-pdf): Scan pages to PDF with your camera or images — fitted to A4, built on your device.
- [Compare PDF](https://asadwebs.com/tools/compare-pdf): Compare two PDFs page by page: changed pages, word counts and first differences.
- [Validate PDF](https://asadwebs.com/tools/validate-pdf): Validate a PDF’s structure: two parsers, rewrite test, encryption, pages, metadata.
- [PDF to TIFF](https://asadwebs.com/tools/pdf-to-tiff): Convert PDF pages to TIFF images at 150, 200 or 300 DPI, zipped per page.
- [PDF Viewer](https://asadwebs.com/tools/pdf-viewer): View a PDF in a clean private browser viewer with zoom, rotate view and print.
- [PDF Text to Outlines](https://asadwebs.com/tools/pdf-text-to-outlines): Convert all text in a PDF to vector outlines for print — fonts become paths and can no longer be edited or substituted

## Tools - Image Tools
- [Image Compressor](https://asadwebs.com/tools/image-compressor): Shrink image size without losing visible quality
- [Multi Image Converter & Compressor](https://asadwebs.com/tools/multi-image-converter-compressor): Convert and compress many images at once
- [Jpg Converter](https://asadwebs.com/tools/jpg-converter): Convert JPG to and from PNG, WebP and more
- [HEIC to JPG Converter](https://asadwebs.com/tools/heic-to-jpg-converter): Open iPhone HEIC photos anywhere as JPG
- [AVIF to JPG Converter](https://asadwebs.com/tools/avif-to-jpg-converter): Convert modern AVIF images to JPG
- [WebP to JPG](https://asadwebs.com/tools/webp-to-jpg): Convert WebP images to JPG instantly
- [WebP to PNG](https://asadwebs.com/tools/webp-to-png): Convert WebP images to PNG instantly
- [SVG to JPG](https://asadwebs.com/tools/svg-to-jpg): Convert vector SVG files to JPG
- [SVG to PNG](https://asadwebs.com/tools/svg-to-png): Convert vector SVG files to PNG
- [SVG Optimizer](https://asadwebs.com/tools/svg-optimizer): Optimize SVG files with SVGO — strip metadata, minify paths & IDs, batch + ZIP
- [Image Cropper](https://asadwebs.com/tools/image-cropper): Crop images precisely — preset ratios, rotate, flip, exact pixel output
- [TIFF to JPG](https://asadwebs.com/tools/tiff-to-jpg): Convert TIFF scans to shareable JPG
- [Image to WebP](https://asadwebs.com/tools/image-to-webp): Make images web-ready and smaller as WebP
- [Image to Text (OCR)](https://asadwebs.com/tools/image-to-text-ocr): Extract editable text from photos and screenshots (OCR)
- [EXIF Viewer & Remover](https://asadwebs.com/tools/exif-viewer-remover): View, edit & strip photo EXIF in bulk — add GPS location, fix dates, or remove it all
- [Compress Image to Exact KB](https://asadwebs.com/tools/compress-image-to-kb): Compress an image to an exact KB target for forms
- [Compress Image to 20KB](https://asadwebs.com/tools/compress-image-to-20kb): Compress images to under 20 KB in batches — ZIP download
- [PNG Compressor](https://asadwebs.com/tools/png-compressor): Compress PNG files — lossless optimisation or palette mode, batch + ZIP
- [Image Resizer & Cropper](https://asadwebs.com/tools/image-resizer): Resize and crop images to exact pixels or social-media presets
- [Meme Generator](https://asadwebs.com/tools/meme-generator): Make memes from 100+ viral templates — unlimited text, stickers, layers, no watermark

## Tools - Design & Color
- [Signature Maker](https://asadwebs.com/tools/signature-maker): Draw or type a signature and download a transparent PNG or SVG
- [Barcode Generator](https://asadwebs.com/tools/barcode-generator): Generate barcodes in standard formats
- [Barcode Scanner](https://asadwebs.com/tools/barcode-scanner): Scan barcodes and QR codes from an image or your camera — decoded in your browser
- [Flowchart Maker](https://asadwebs.com/tools/flowchart-maker): Make flowcharts & diagrams from simple text — Mermaid engine, PNG/SVG export
- [Chart Maker](https://asadwebs.com/tools/chart-maker): Make bar, line, pie, doughnut & radar charts from your data — download PNG
- [Color Picker](https://asadwebs.com/tools/color-picker): Pick colors and copy HEX, RGB and HSL codes
- [RGB / CMYK Converter](https://asadwebs.com/tools/rgb-cmyk-converter): Convert colors between RGB, CMYK and more
- [Pantone to RGB / CMYK](https://asadwebs.com/tools/pantone-to-rgb-cmyk-converter): Find Pantone matches with RGB/CMYK values
- [QR Code Generator](https://asadwebs.com/tools/qr-code-generator): Create QR codes for links, Wi-Fi, vCards & more — custom designs, colours, logos, PNG & SVG

## Tools - Video & Media
- [Screen Recorder](https://asadwebs.com/tools/screen-recorder): Record your screen right in the browser
- [YouTube Thumbnail Downloader](https://asadwebs.com/tools/youtube-thumbnail-downloader): Download YouTube thumbnails in HD
- [Video Compressor](https://asadwebs.com/tools/video-compressor): Compress MP4 videos in your browser — no upload
- [Video to GIF](https://asadwebs.com/tools/video-to-gif): Turn video clips into animated GIFs in your browser
- [MP4 to MP3](https://asadwebs.com/tools/mp4-to-mp3): Extract the audio from any video file as an MP3, in your browser
- [Audio Cutter](https://asadwebs.com/tools/audio-cutter): Cut and trim audio in your browser — fades, volume, normalise, WAV/WebM export
- [MP3 Tag Editor](https://asadwebs.com/tools/mp3-tag-editor): Edit MP3 ID3 tags — title, artist, album, cover art & lyrics

## Tools - Text & Writing
- [Text Case Converter](https://asadwebs.com/tools/text-case-converter): Switch text between UPPER, lower, Title Case and more
- [Text Editor](https://asadwebs.com/tools/text-editor): A clean distraction-free online text editor
- [Hashtag Keyword Converter](https://asadwebs.com/tools/hashtag-keyword-converter): Turn keywords into ready-to-post hashtags
- [Word Counter Pro](https://asadwebs.com/tools/word-counter): Count words, reading time and keyword density as you type
- [Spin the Wheel](https://asadwebs.com/tools/spin-the-wheel): Spin a wheel of names or choices to pick a random winner

## Tools - SEO & Web
- [Keyword Density Checker](https://asadwebs.com/tools/keyword-density-checker): See how often keywords appear in your text
- [Meta Tag Analyzer](https://asadwebs.com/tools/meta-tag-analyzer): Check any page's title, description and tags
- [HTTP Status & Redirect Checker](https://asadwebs.com/tools/http-status-checker): Trace any URL hop by hop — every redirect and the final status code
- [Class C IP Checker](https://asadwebs.com/tools/class-c-ip-checker): Check domains sharing the same C-class IP
- [Redirect Generator](https://asadwebs.com/tools/redirect-generator): Generate redirect rules for htaccess and more
- [Url Shortener](https://asadwebs.com/tools/url-shortener): Turn long links into short shareable ones
- [Ultimate URL Editor](https://asadwebs.com/tools/ultimate-url-editor): Edit a URL piece by piece — host, path, query parameters and UTM tags
- [Domain Separator](https://asadwebs.com/tools/domain-separator): Turn messy text into a clean list of domain names
- [Bot Viewer](https://asadwebs.com/tools/bot-viewer): See any page the way a search bot reads it — text, headings and links
- [Sitemap Generator](https://asadwebs.com/tools/sitemap-generator): Crawl your site and build a valid XML sitemap (up to 500 pages)
- [Robots.txt Generator](https://asadwebs.com/tools/robots-txt-generator): Build a robots.txt visually — rules per crawler, no syntax to memorise
- [LLMs.txt Generator](https://asadwebs.com/tools/llms-txt-generator): Build a curated llms.txt from your sitemap — best pages, checked and grouped
- [XML Sitemap Extractor](https://asadwebs.com/tools/xml-sitemap-extractor): Extract every URL from an XML sitemap into a clean list
- [Bulk Meta Extractor](https://asadwebs.com/tools/bulk-meta-extractor): Pull titles and meta descriptions from up to 25 pages at once
- [Meta Tag Generator](https://asadwebs.com/tools/meta-tag-generator): Build meta, Open Graph and Twitter tags with live Google and social previews

## Tools - Developer Tools
- [JSON Formatter & Validator](https://asadwebs.com/tools/json-formatter): Format, validate and minify JSON with exact error locations
- [SQLite Viewer](https://asadwebs.com/tools/sqlite-viewer): Open SQLite .db files — browse tables, view schemas, run read-only SQL
- [Hash Generator](https://asadwebs.com/tools/hash-generator): Generate MD5, SHA and other hashes instantly
- [URL Encoder / Decoder](https://asadwebs.com/tools/url-encoder-decoder): Encode and decode URL-safe text
- [Base64 Encoder / Decoder](https://asadwebs.com/tools/base64-encoder-decoder): Encode and decode Base64 for text and files, right in your browser
- [Favicon Generator](https://asadwebs.com/tools/favicon-generator): Turn any image into a complete favicon pack — ICO, PNG, Apple and Android icons
- [JWT Decoder](https://asadwebs.com/tools/jwt-decoder): Decode any JWT header and payload instantly — claims and expiry explained
- [UUID Generator](https://asadwebs.com/tools/uuid-generator): Generate random UUID v4 values, one at a time or 100 in bulk
- [Timestamp Converter](https://asadwebs.com/tools/timestamp-converter): Convert Unix timestamps to dates and dates to timestamps, live

## Tools - Converters
- [Online Timer](https://asadwebs.com/tools/online-timer): Stopwatch with laps, a countdown timer and a Pomodoro timer in one place
- [DOCX to HTML](https://asadwebs.com/tools/docx-to-html): Convert Word .docx documents to clean semantic HTML — preview, copy, download
- [Length Converter](https://asadwebs.com/tools/length-converter): Convert Length units quickly and accurately
- [Area Converter](https://asadwebs.com/tools/area-converter): Convert Area units quickly and accurately
- [Volume Converter](https://asadwebs.com/tools/volume-converter): Convert Volume units quickly and accurately
- [Weight Converter](https://asadwebs.com/tools/weight-converter): Convert Weight units quickly and accurately
- [Temperature Converter](https://asadwebs.com/tools/temperature-converter): Convert Temperature units quickly and accurately
- [Speed Converter](https://asadwebs.com/tools/speed-converter): Convert Speed units quickly and accurately
- [Time Converter](https://asadwebs.com/tools/time-converter): Convert Time units quickly and accurately
- [Data Storage Converter](https://asadwebs.com/tools/data-storage-converter): Convert Data Storage units quickly and accurately
- [Pressure Converter](https://asadwebs.com/tools/pressure-converter): Convert Pressure units quickly and accurately
- [Energy Converter](https://asadwebs.com/tools/energy-converter): Convert Energy units quickly and accurately
- [Power Converter](https://asadwebs.com/tools/power-converter): Convert Power units quickly and accurately
- [Angle Converter](https://asadwebs.com/tools/angle-converter): Convert Angle units quickly and accurately
- [Frequency Converter](https://asadwebs.com/tools/frequency-converter): Convert Frequency units quickly and accurately
- [Fuel Economy Converter](https://asadwebs.com/tools/fuel-economy-converter): Convert Fuel Economy units quickly and accurately
- [Torque Converter](https://asadwebs.com/tools/torque-converter): Convert Torque units quickly and accurately
- [Force Converter](https://asadwebs.com/tools/force-converter): Convert Force units quickly and accurately
- [Density Converter](https://asadwebs.com/tools/density-converter): Convert Density units quickly and accurately
- [Volume Flow Converter](https://asadwebs.com/tools/volume-flow-converter): Convert Volume Flow units quickly and accurately
- [Illuminance Converter](https://asadwebs.com/tools/illuminance-converter): Convert Illuminance units quickly and accurately
- [Cooking Volume Converter](https://asadwebs.com/tools/cooking-volume-converter): Convert Cooking Volume units quickly and accurately

## Tools - Calculators
- [Age Calculator](https://asadwebs.com/tools/age-calculator): Find your exact age in years, months and days
- [GPA Calculator](https://asadwebs.com/tools/gpa-calculator): Work out semester and cumulative GPA on the 4.0 scale
- [BMI Calculator](https://asadwebs.com/tools/bmi-calculator): BMI, healthy weight range, BMR and daily calories for your height and build
- [Ratio Calculator](https://asadwebs.com/tools/ratio-calculator): Work out Ratio instantly with step-clear results
- [Pregnancy Due Date Calculator](https://asadwebs.com/tools/pregnancy-due-date-calculator): Due date, conception estimate, current week and trimester dates from your last period
- [Calorie Calculator](https://asadwebs.com/tools/calorie-calculator): Work out Calorie instantly with step-clear results
- [Percentage Calculator](https://asadwebs.com/tools/percentage-calculator): Work out Percentage instantly with step-clear results
- [Percentage Change Calculator](https://asadwebs.com/tools/percentage-change-calculator): Work out Percentage Change instantly with step-clear results
- [Discount Calculator](https://asadwebs.com/tools/discount-calculator): Work out Discount instantly with step-clear results
- [Sales Tax Calculator](https://asadwebs.com/tools/sales-tax-calculator): Work out Sales Tax instantly with step-clear results
- [Tip & Bill Split Calculator](https://asadwebs.com/tools/tip-calculator): Work out Tip & Bill Split instantly with step-clear results
- [Fraction Calculator](https://asadwebs.com/tools/fraction-calculator): Work out Fraction instantly with step-clear results
- [Average Calculator](https://asadwebs.com/tools/average-calculator): Work out Average instantly with step-clear results
- [Weighted Average Calculator](https://asadwebs.com/tools/weighted-average-calculator): Work out Weighted Average instantly with step-clear results
- [Standard Deviation Calculator](https://asadwebs.com/tools/standard-deviation-calculator): Work out Standard Deviation instantly with step-clear results
- [Quadratic Equation Calculator](https://asadwebs.com/tools/quadratic-calculator): Work out Quadratic Equation instantly with step-clear results
- [Triangle Calculator](https://asadwebs.com/tools/triangle-calculator): Work out Triangle instantly with step-clear results
- [Pythagorean Calculator](https://asadwebs.com/tools/pythagorean-calculator): Work out Pythagorean instantly with step-clear results
- [Circle Calculator](https://asadwebs.com/tools/circle-calculator): Work out Circle instantly with step-clear results
- [Rectangle Calculator](https://asadwebs.com/tools/rectangle-calculator): Work out Rectangle instantly with step-clear results
- [Cylinder Calculator](https://asadwebs.com/tools/cylinder-calculator): Work out Cylinder instantly with step-clear results
- [Cuboid Calculator](https://asadwebs.com/tools/cuboid-calculator): Work out Cuboid instantly with step-clear results
- [Time Duration Calculator](https://asadwebs.com/tools/time-duration-calculator): Work out Time Duration instantly with step-clear results
- [Date Difference Calculator](https://asadwebs.com/tools/date-difference-calculator): Work out Date Difference instantly with step-clear results
- [Aspect Ratio Calculator](https://asadwebs.com/tools/aspect-ratio-calculator): Work out Aspect Ratio instantly with step-clear results

## Tools - Finance
- [Invoice Generator](https://asadwebs.com/tools/invoice-generator): Create clean invoices with items, tax and totals — print or download as PDF
- [Mortgage Calculator](https://asadwebs.com/tools/mortgage-calculator): Monthly payment, total interest and amortization for a home loan
- [Loan Calculator](https://asadwebs.com/tools/loan-calculator): Monthly EMI, total interest and a repayment schedule for any loan
- [Auto Loan Calculator](https://asadwebs.com/tools/auto-loan-calculator): Monthly payment with sales tax, trade-in equity and fees, plus a full amortization schedule
- [Debt Payoff Calculator](https://asadwebs.com/tools/debt-payoff-calculator): Snowball vs avalanche payoff plan with a debt-free date and total interest
- [401(k) Calculator](https://asadwebs.com/tools/401k-calculator): Project your 401(k): your contributions, the employer match and decades of growth
- [US Paycheck Calculator](https://asadwebs.com/tools/us-paycheck-calculator): Take-home pay for 2026: federal, FICA and state tax for all 50 states, per paycheck
- [UK Take-Home Pay Calculator](https://asadwebs.com/tools/uk-take-home-pay-calculator): UK take-home pay 2026/27: income tax, National Insurance, student loan and pension, incl. Scotland
- [UK Stamp Duty Calculator](https://asadwebs.com/tools/uk-stamp-duty-calculator): SDLT, Scotland LBTT and Wales LTT with first-time buyer relief and additional-property rates
- [Roth IRA Calculator](https://asadwebs.com/tools/roth-ira-calculator): Project tax-free Roth IRA growth, check your 2026 income eligibility and compare Roth vs traditional after tax
- [Credit Card Payoff Calculator](https://asadwebs.com/tools/credit-card-payoff-calculator): Your debt-free date, the true interest cost, a minimum-only comparison and a balance-transfer check
- [Student Loan Payoff Calculator](https://asadwebs.com/tools/student-loan-payoff-calculator): Payoff date, total interest, extra-payment savings, a refinance check and the student loan interest deduction estimate
- [UK Pension Calculator](https://asadwebs.com/tools/uk-pension-calculator): Project your pension pot, tax-free lump sum and retirement income, with employer contributions and the State Pension
- [UK Mortgage Affordability Calculator](https://asadwebs.com/tools/uk-mortgage-affordability-calculator): How much you could borrow, the monthly cost, LTV and a rate-rise stress test from your income, deposit and debts
- [UK VAT Calculator](https://asadwebs.com/tools/uk-vat-calculator): Add or remove VAT at UK and EU rates, split mixed-rate invoices, track the £90,000 threshold and compare the Flat Rate Scheme
- [UK Student Loan Repayment Calculator](https://asadwebs.com/tools/uk-student-loan-repayment-calculator): UK student loan repayments for Plans 1, 2, 4, 5 and Postgraduate: year-by-year projection, interest and the write-off
- [Hourly to Salary Calculator](https://asadwebs.com/tools/hourly-to-salary-calculator): Convert an hourly rate to a yearly salary — and back — with overtime at 1.5x, unpaid weeks, a raise simulator and an offer comparison
- [Refinance Calculator](https://asadwebs.com/tools/refinance-calculator): Compare your current mortgage with a refinance: monthly saving, the break-even month after closing costs, points and cash-out
- [Savings Goal Calculator](https://asadwebs.com/tools/savings-goal-calculator): How long it takes to reach a savings goal, or the monthly deposit a deadline demands — with interest, milestones and inflation
- [Compound Interest Calculator](https://asadwebs.com/tools/compound-interest-calculator): See how savings grow with compound interest and monthly deposits

## Tools - Security
- [Password Generator & Strength Checker](https://asadwebs.com/tools/password-generator): Generate strong random passwords and check how strong yours are